Santa Rosa County property record for 3100 Hickory St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,000 sqft · built 2009 |
| Lot Size | 2.21 acres (96,573 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $507,000 (Jul 2016) |
| Tax Bill | $3,682 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-2S-27-0000-03400-0000 |
| Primary APN | 01-2S-27-0000-03400-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,000 sqft Living Area |
| Gross Area | 4,840 sqft |
| 1st Floor Area | 1,500 sqft |
| Upper Floors Area | 1,500 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 96,573 sqft (2.21 acres) |
| Lot Dimensions | 195 ft deep x 200 ft wide |
| View / Lot | Bay |
| Garage Type | Carport |
| Garage Area | 1,500 sqft |
| Carport | Carport |
| Carport Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3100 HICKORY ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM NW SEC COR TH S 0*E 1857 FT TH S 89*3640E 692.30 FT TO POB ON ELY R/W HICKORY ST TH S 0*E ALG R/W 62.62 FT TH S 89*0745E 31.23 FT TH S 0*45 45W 170 FT TO PT A TH CONT 17 FT TO S/L EAST BAY TH MEANDER SELY ALG BAY 220 FT TO PT S 64*05E & 10 FT FRM |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 01 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1220 |
| Census Tract | 10802 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3100 HICKORY ST, NAVARRE, FL 32566-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on Record |
| Deed Sale | Jul 13, 2016 · Amount on Record |
| Prior Sale | Aug 7, 2008 · Amount on Record |
| Deed Document Number | 201627222 |
| Deed Book / Page | 3537 / 2013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3100 HICKORY ST, NAVARRE, FL 32566-9711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0040671077 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 4067/1077 |
| Instrument | 202107685 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3100 HICKORY ST, NAVARRE, FL 32566-9711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040311053 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 4031/1053 |
| Instrument | 202061951 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jun 1, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,682.00 (+3.72%) Homeowner's exemption Veteran's exemption | $336,858 (+2.9%) | $640,630 (+3.23%) Land $180,280 Building $460,350 |
| 2024 | $3,550.00 (+2.28%) Homeowner's exemption Disabled Person's exemption | $327,367 (+3%) | $620,567 (+1.28%) Land $180,280 Building $440,287 |
| 2023 | $3,471.00 (+2.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $317,835 (+3%) | $612,701 (+7.48%) Land $180,280 Building $432,421 |
| 2022 | $3,378.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $308,581 | $570,072 Land $163,900 Building $406,172 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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