Westmoreland County property record for 3100 Garlow Rd, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Details | 3,159 sqft · built 1997 |
| Lot Size | 6.03 acres (263,015 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,064 (2026) |
| Deeds & Mortgages | Feb 2020 Line of Credit Feb 2020 Mortgage |
| APN | 54-15-00-0-023 |
| Primary APN | 54-15-00-0-023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,159 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 263,015 sqft (6.03 acres) |
| Street Address | 3100 GARLOW RD |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 HSE MORRISON PLAN NO 2 |
| Legal Lot Number | 6 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 803501 |
3100 Garlow Rd is owned and occupied by two individuals.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3100 GARLOW RD, IRWIN, PA 15642-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Feb 6, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 3100 GARLOW RD, NORTH HUNTINGDON, PA 15642-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003959 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 202002060003959 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | IRWIN, PA 15642 |
| Type | Line of Credit |
|---|---|
| Term | 263 Months |
| Due | Jan 2, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 3100 GARLOW RD, NORTH HUNTINGDON, PA 15642-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003975 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 202002060003975 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | IRWIN, PA 15642 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Jan 2, 2028 |
The 2026 property tax bill for 3100 Garlow Rd was $7,064, up 2.6% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,064.00 (+2.57%) | $50,520 Land $3,760 Building $46,760 | |
| 2025 | $6,887.00 (+8.35%) | $50,520 Land $3,760 Building $46,760 | |
| 2024 | $6,356.00 | $50,520 Land $3,760 Building $46,760 | |
| 1972 | $50,520 Land $3,760 Building $46,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3100 Garlow Rd; there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3100 Garlow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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