Albemarle County property record for 3100 Edgewater Dr, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,176 sqft · built 1993 |
| Lot Size | 0.747 acres (32,539 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $549,000 (May 2019) |
| Tax Bill | $7,114 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046B3-00-0A-00700 |
| Primary APN | 046B3-00-0A-00700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Finished Area |
| Basement Area | 1,588 sqft |
| Finished Basement | 785 sqft |
| Unfinished Basement | 803 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 32,539 sqft (0.747 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 378 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3100 EDGEWATER DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-7578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | FOREST LAKES A 7 PH-I |
| Legal Subdivision | FOREST LAKES |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10303 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3100 EDGEWATER DR, CHARLOTTESVILLE, VA 22911-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 23, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Aug 18, 2017 | Grant Deed, Transfer · VA Mortgage HOMEDIRECT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 20194966 |
| Deed Book / Page | 5169 / 247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 3100 EDGEWATER DR, CHARLOTTESVILLE, VA 22911-7578 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5526/369 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 5526/369 |
| Instrument | 2021-00007302 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | May 23, 2019 |
| Property Address | 3100 EDGEWATER DR, CHARLOTTESVILLE, VA 22911-7578 |
| Document Number | 0000004966 |
| Book / Page | 005169 / 000247 |
| Instrument Date | May 3, 2019 |
| Instrument | 4966 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3100 EDGEWATER DR CHARLOTTESVILLE VA 229117578, CHARLOTTESVILLE, VA 22911-7578 |
| Document Number | 4967 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 005169/000250 |
| Instrument | 4967 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 18, 2017 |
| Property Address | 3100 EDGEWATER DR, CHARLOTTESVILLE, VA 22911-7578 |
| Document Number | 0000009529 |
| Book / Page | 004948 / 000370 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 9529 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | COURT SQUARE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $493.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3100 EDGEWATER DR CHARLOTTESVILLE VA 229117578, CHARLOTTESVILLE, VA 22911-7578 |
| Document Number | 9530 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 004948/000375 |
| Instrument | 9530 |
| Name | HOMEDIRECT MTG |
|---|---|
| Address | TULSA, OK 74153 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,114.00 (+0.34%) | $795,800 (+19.27%) Land $177,000 Building $618,800 | $795,800 (+19.27%) Land $177,000 Building $618,800 |
| 2025 | $7,090.00 (+24.45%) | ||
| 2023 | $5,697.00 | $667,200 Land $140,000 Building $527,200 | $667,200 Land $140,000 Building $527,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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