Kenton County property record for 3100 Belleglade Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2024 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,272 (Mar 2025) |
| Tax Bill | $4,351 (2025) |
| Deeds & Mortgages | Jul 2023 Construction Loan Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-02-076.00 |
| Primary APN | 061-00-02-076.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,064 sqft (0.254 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3100 BELLEGLADE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 VILLAGES OF DECOURSEY CREEK SEC 3 0.254 AC |
| Legal Subdivision | VILLAGES OF DECOURSEY CREEK |
| Legal Phase | 3 |
| Legal Lot Number | 76 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65800 |
3100 Belleglade Dr is owned and occupied by two individuals who bought it in March 2025.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3100 BELLEGLADE DR, COVINGTON, KY 41015-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK INC |
| Mar 24, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage VICTORY MORTGAGE LLC |
| Jun 11, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on File |
| Deed Sale | Mar 24, 2025 · Amount on File |
| Prior Sale | Jun 11, 2024 · Amount on File |
| Deed Document Number | 2025134 |
| Deed Book / Page | 334 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3100 BELLEGLADE DR, COVINGTON, KY 41015-2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0005900007 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | KCM 478/75 |
| Instrument | 23072505900007 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 5, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 24, 2025 |
| Property Address | 3100 BELLEGLADE DR, COVINGTON, KY 41015-2019 |
| Document Number | 0005900134 |
| Book / Page | KC 334 / 778 |
| Map Reference | PL 2344 |
| Instrument Date | Mar 5, 2025 |
| Instrument | 25032405900134 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3100 BELLEGLADE DR, COVINGTON, KY 41015-2019 |
| Document Number | 0005900135 |
|---|---|
| Date | Mar 24, 2025 |
| Instrument | 25032405900135 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 11, 2024 |
| Property Address | 3100 BELLEGLADE DR, COVINGTON, KY 41015-2019 |
| Document Number | 0005900004 |
| Book / Page | KC 288 / 178 |
| Map Reference | PL 2344 |
| Instrument Date | Jun 4, 2024 |
| Instrument | 24061105900004 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $169.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1088 WALBURG AVE STE 301, 301, VILLA HILLS, KY 41017-4402 |
| Name | Verified Name |
|---|---|
| Address | 3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3100 Belleglade Dr was $4,351.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,200 (-) Land $57,600 Building $316,600 | $374,200 (-) Land $57,600 Building $316,600 | |
| 2025 | $4,351.00 | $374,200 Land $57,600 Building $316,600 | $374,200 Land $57,600 Building $316,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3100 Belleglade Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3100 Belleglade Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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