3100 38th St, Des Moines, IA 50310 Property Records

Polk County property record for 3100 38th St, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 1929
Lot Size	0.301 acres (13,115 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2025)
Tax Bill	$6,536 (2024)
Deeds & Mortgages	Mar 2025 Sale & Line of Credit Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7924-29-178-009`

Property Details

APN / Parcel Number

Primary APN	`7924-29-178-009`
Alternative APN	`100/00016-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,140 sqft
Upper Floors Area	480 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,115 sqft (0.301 acres)
Lot Dimensions	171 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3100 38TH ST
City	DES MOINES
State	IA
Zip	50310-4617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX N 71 FT- LOTS 11-12 & 13 ADAMS PLACE
Legal Range	24W
Legal Township	79N
Legal Section	29
Legal Subdivision	ADAMS PLACE
Legal Lot Number	11,12 12
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3004
Census Tract	703

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3100 38TH ST, DES MOINES, IA 50310-4617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Warranty Deed, Transfer · Line of Credit LUANA SAVINGS BANK
Mar 9, 2023	Warranty Deed, Transfer · Conventional Mortgage FORTRESS BANK
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY IOWA COMMUNITY CU
May 7, 2020	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Mar 9, 2023 · Amount on Record
Deed Document Number	2025-00013916
Deed Book / Page	20075 / 902
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 17, 2025
Property Address	3100 38TH ST, DES MOINES, IA 50310-4617
Document Number	0000013916
Book / Page	20075 / 902
Instrument Date	Mar 7, 2025
Instrument	2025-00013916
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3100 38TH ST, DES MOINES, IA 50310-4617

Mortgage

Document Number	0000013917
Date	Mar 17, 2025
Instrument	2025-00013917

Lender

Name	LUANA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 9, 2023
Property Address	3100 38TH ST, DES MOINES, IA 50310-4617
Document Number	0000010890
Book / Page	19414 / 769
Instrument Date	Mar 1, 2023
Instrument	2023-00010890
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 38TH ST, DES MOINES, IA 50310-4617

Mortgage

Document Number	0000010891
Date	Mar 9, 2023
Instrument	2023-00010891

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3100 38TH ST, DES MOINES, IA 50310-4617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022865
Date	Sep 15, 2017
Book Page	16646/234
Instrument	2017-00022865

Lender

Name	UNIVERSITY IOWA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 7, 2020
Property Address	3100 38TH ST, DES MOINES, IA 50310-4617
Document Number	201900094431
Book / Page	17820 / 361
Instrument Date	May 6, 2020
Instrument	2019-00094431
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 38TH ST, DES MOINES, IA 50310-4617

Mortgage

Document Number	201900094433
Date	May 7, 2020
Instrument	2019-00094433

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3100 38TH ST, DES MOINES, IA 50310-4617
Document Number	0000009133
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100-3102 E 38TH ST DES MOINES IA 503173920, DES MOINES, IA 50317-3920

Mortgage

Document Number	0000009133
Date	Jul 30, 2019
Book Page	017427/000552
Instrument	9133

Lender

Name	CENTRAL BK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$361,700 (+33.37%) Land $71,700 Building $290,000	$361,700 (+33.37%) Land $71,700 Building $290,000
2024	$6,536.00 (+15.44%)
2023		$271,200 Land $63,700 Building $207,500	$271,200 Land $63,700 Building $207,500
2020	$5,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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