310 Wilson Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 310 Wilson Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 2025)
Tax Bill	$2,136 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.00971.00`

Property Details

APN / Parcel Number

Primary APN	`17.00971.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	310 WILSON AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-006 BLOCK-027 .
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	27
Legal Lot Number	6
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4030
Census Tract	21201

Owner

Source: Benton County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 WILSON AVE NE, SAINT CLOUD, MN 56304-0347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	2025479862
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 14, 2025
Property Address	MN
Document Number	0000479862
Instrument Date	Sep 30, 2025
Instrument	479862
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 WILSON AVE NE, SAINT CLOUD, MN 56304-0347

Mortgage

Document Number	0000479863
Date	Oct 14, 2025
Instrument	479863

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000479864
Date	Oct 14, 2025
Instrument	479864

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 18, 2019
Property Address	310 WILSON AVE NE, SAINT CLOUD, MN 56304-0347
Document Number	439631
Instrument Date	Nov 7, 2019
Instrument	439631
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI CNTY ABSTRACT & TTL GUAR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	310 WILSON AVE NE, SAINT CLOUD, MN 56304-0347

Mortgage

Document Number	439632
Date	Nov 18, 2019
Instrument	439632

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,136.00 (-7.37%)	$180,100 (+8.49%) Land $25,000 Building $155,100	$180,100 (+8.49%) Land $25,000 Building $155,100
2025	$2,306.00 (+10.23%)	$166,000 (-) Land $25,000 Building $141,000	$166,000 (-) Land $25,000 Building $141,000
2023	$2,092.00	$166,000 Land $25,000 Building $141,000	$166,000 Land $25,000 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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