310 Whitewater Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 310 Whitewater Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1998
Lot Size	0.378 acres (16,479 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Jun 2026)
Tax Bill	$7,406 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-212-008`

Property Details

APN / Parcel Number

Primary APN	`040-212-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	16,479 sqft (0.378 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	310 WHITEWATER RD
City	TEMPLETON
State	CA
Zip	93465-9084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 2057-I-II LT 8
Legal Subdivision	TRACT 2057-1
Legal Tract	2057-I
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2056
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE HOUSE INC
Aug 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 5, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS
Jul 16, 2019	Grant Deed, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	202617818
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0000035032
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084

Mortgage

Document Number	0000015218
Date	Jun 1, 2023
Instrument	2023015218

Lender

Name	THE MORTGAGE HOUSE INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084

Mortgage

Document Number	0000024742
Date	Aug 25, 2025
Instrument	2025024742

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 5, 2026
Property Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084
Document Number	0000017818
Instrument Date	May 27, 2026
Instrument	202617818
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084

Mortgage

Document Number	0000017819,
Date	Jun 5, 2026
Instrument	202617819

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084

Mortgage

Document Number	0000003732
Date	Jan 19, 2021
Instrument	2021003732

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 16, 2019
Property Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084
Document Number	0000027946
Map Reference	MB 17 PG 96
Instrument Date	Jul 1, 2019
Instrument	2019027946
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	310 WHITEWATER RD, TEMPLETON, CA 93465-9084

Mortgage

Document Number	0000027947
Date	Jul 16, 2019
Instrument	2019027947

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,185 (+2%) Land $278,876 Building $360,309
2025	$7,406.00 (+6.98%)	$626,653 (+4.04%) Land $273,408 Building $353,245
2024	$6,923.00 (+2%)
2023	$6,787.00 (+2.29%)	$602,322 Land $262,793 Building $339,529
2022	$6,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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