310 Wabash St, Elgin, IL 60123 Property Records

Kane County property record for 310 Wabash St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1888
Lot Size	0.218 acres (9,504 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Apr 2022)
Tax Bill	$6,118 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-130-013`

Property Details

APN / Parcel Number

Primary APN	`06-23-130-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	2,673 sqft
Basement Area	891 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Construction Type	Frame
Lot Area	9,504 sqft (0.218 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	310 WABASH ST
City	ELGIN
State	IL
Zip	60123-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 4TH ADDN NORTH 6 FT LOT 15 & ALL OF LOT 16 BLOCK 3
Legal Subdivision	J C&W H KIMBALLS 4TH ADDN
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5006
Census Tract	851600

Owner

310 Wabash St is owned and occupied by an individual who bought it in April 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	310 WABASH ST, ELGIN, IL 60123-7418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Intrafamily Transfer, Transfer
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Deed Document Number	202219578
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 11, 2022
Property Address	310 WABASH ST, ELGIN, IL 60123-7418
Document Number	0000019577
Instrument Date	Apr 5, 2022
Instrument	2022K019577
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 CANYON LN, ELGIN, IL 60123-2524

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2022
Property Address	310 WABASH ST, ELGIN, IL 60123-7418
Document Number	0000019578
Instrument Date	Apr 4, 2022
Instrument	2022K019578
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 NORTH OLDCNDORF ROAD, STREAMWOOD, IL 60107

Mortgage

Document Number	0000019579
Date	Apr 11, 2022
Instrument	2022K019579

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 310 Wabash St was $6,118 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,118.00 Homeowner's exemption	$88,194 (+8.57%) Land $19,861 Building $68,333	$264,688 (+8.57%) Land $59,607 Building $205,081
2024		$81,232 Land $18,293 Building $62,939	$243,794 Land $54,901 Building $188,893
2022	$5,802.00 (+3.96%)	$66,916 (+6.96%) Land $15,069 Building $51,847	$200,748 (+6.96%) Land $45,207 Building $155,541
2021	$5,581.00	$62,561 Land $14,088 Building $48,473	$187,683 Land $42,264 Building $145,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 310 Wabash St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 Wabash St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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