310 W Flower St, Libby, MT 59923 Property Records

Lincoln County property record for 310 W Flower St, Libby, MT 59923

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,337 sqft · built 1950
Lot Size0.219 acres (9,540 sqft)
Owner2 Individual Names on File
Last Sale$238,600 (Feb 2020)
Tax Bill$3,043 (2026)
Deeds & MortgagesMay 2022 Mortgage
Feb 2020 Transfer
+ 1 more
APNR564936

Property Details

APN / Parcel Number

Primary APNR564936
Alternative APNs
  • 56-4175-04-4-15-05-0000
  • 0000004430

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,337 sqft Living Area
1st Floor Area1,337 sqft
Basement Area669 sqft
Finished Basement669 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions127 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area45 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000004430
Street Address310 W FLOWER ST
CityLIBBY
StateMT
Zip59923-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRARY & OLSON ADD, S04, T30 N, R31 W, BLOCK 005, LOT 22 - 24 BLK 5
Legal Range31W
Legal Township30N
Legal Section04
Legal SubdivisionFRARY & OLSON ADD
Legal Block5
Legal Lot Number22-24
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group3
Census Block3049
Census Tract200

Owner

310 W Flower St is owned by two individuals who bought it in February 2020.

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 645, SANDPOINT, ID 83864-0645
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 25, 2020Transfer on Death Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMER TTL CO OF MT INC
Feb 25, 2020Warranty Deed, Transfer · Conventional Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2020 · Amount on File
Deed SaleFeb 25, 2020 · Amount on File
Deed Document Number2020284272
Deed Book / Page381 / 329
Prior Transfer DateFeb 24, 2020
Prior Transfer Doc381/328
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address310 W FLOWER ST, LIBBY, MT 59923-2600
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000396/655
DateMay 3, 2022
Book Page396/655
Instrument300510
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term336 Months
DueMay 1, 2050

February 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLINCOLN MT
Recording DateFeb 25, 2020
Property Address310 W FLOWER ST, LIBBY, MT 59923-2600
Document Number381/328
Book / Page381 / 328
Instrument DateFeb 24, 2020
Instrument284271
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TTL CO OF MT INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 23, LIBBY, MT 59923-0023

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MT
Recording DateFeb 25, 2020
Property Address310 W FLOWER ST, LIBBY, MT 59923-2600
Document Number381/329
Book / Page381 / 329
Instrument DateFeb 24, 2020
Instrument284272
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TTL CO OF MT INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address310 W FLOWER ST, LIBBY, MT 59923-2600
InvestorPossibly a Property Investor

Mortgage

Document Number284273
DateFeb 25, 2020
Instrument284273
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 310 W Flower St was $3,043, up 181% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
MunicipalityLibby City
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,043.00 (+180.98%)$290,300 (-)
2025$1,083.00$290,300$290,300 Land $51,096 Building $239,204
2023$2,152.00$259,700$259,700 Land $26,739 Building $232,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 310 W Flower St; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 W Flower St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LIBBY
serves 4,892 people · EPA ID MT0000274
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment failure
resolved · Mar 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Western Montana CommunityTel
Cable
1,000 / 50

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