310 W Cedar St, Vermillion, SD 57069 Property Records

Clay County property record for 310 W Cedar St, Vermillion, SD 57069

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1941
Lot Size0.111 acres (4,840 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Jan 2024)
Tax Bill$849 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Feb 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15720-04100-020-00

Property Details

APN / Parcel Number

Primary APN15720-04100-020-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area860 sqft Living Area
Gross Area1,720 sqft
1st Floor Area860 sqft
Basement Area860 sqft
Unfinished Basement860 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialBlock
Roof MaterialComposition Shingle
Lot Area4,840 sqft (0.111 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address310 W CEDAR ST
CityVERMILLION
StateSD
Zip57069-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 55 OF LOTS 1 & 2 BLK 41 SNYDERS ADDN
Legal SubdivisionSNYDERS ADD
Legal Block41
Legal Lot Number1,2
JurisdictionCLAY SD
Township / Civil DivisionVERMILLION
Census Block Group1
Census Block1014
Census Tract965900

Owner

Source: Clay County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 W CEDAR ST, VERMILLION, SD 57069-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2025Deed of Trust, Mortgage · Line of Credit
FIRST DAKOTA NATIONAL BANK
Feb 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST DAKOTA NATIONAL BANK
Feb 1, 2024Personal Representative Deed, Transfer · Conventional Mortgage
FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY SD
Property Address310 W CEDAR ST, VERMILLION, SD 57069-2005
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 W CEDAR ST, VERMILLION, SD 57069-2005

Mortgage

Document Number0MT148/969
DateJun 18, 2025
Book PageMT148/969
InstrumentA20250860
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Address1110 E CHERRY ST, VERMILLION, SD 57069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 17, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY SD
Property Address310 W CEDAR ST, VERMILLION, SD 57069-2005
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E 8TH ST, PALISADE, CO 81526-1000

Mortgage

Document Number0MT147/801
DateFeb 1, 2024
Book PageMT147/801
InstrumentA20240121
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Address1110 E CHERRY ST, VERMILLION, SD 57069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

February 2024: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCLAY SD
Recording DateFeb 1, 2024
Property Address310 W CEDAR ST, VERMILLION, SD 57069-2005
Document Number000D83/595
Book / PageD83 / 595
Instrument DateJan 29, 2024
InstrumentA20240120
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$105.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2121 E MAIN ST, VERMILLION, SD 57069-7074

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address310 W CEDAR ST, VERMILLION, SD 57069-2005

Mortgage

Document Number0A20240121
DateFeb 1, 2024
InstrumentA20240121
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyClay County
MunicipalityVermillion City
Unified School DistrictVermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$849.00 (-26.11%)$86,934 (+26.9%) Land $4,114 Building $42,416
2023$1,149.00 (-12.29%)$68,506 Land $5,856 Building $62,650
2022$1,310.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERMILLION
serves 11,695 people · EPA ID SD4600342
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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