310 W 3rd St, Sanborn, IA 51248 Property Records

O'Brien County property record for 310 W 3rd St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,387 sqft · built 1918
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2026)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jun 2006 Mortgage May 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0026260000`

Property Details

APN / Parcel Number

Primary APN	`0026260000`
Alternative APN	`0000262600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	227 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	310 W 3RD ST
City	SANBORN
State	IA
Zip	51248-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOCUMS ADDTION LOT 2 BLK 25
Legal Subdivision	STOCUM'S ADD
Legal Block	25
Legal Lot Number	2
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3011
Census Tract	490200

Owner

Source: O'Brien County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 W 3RD ST, SANBORN, IA 51248-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2006	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE
May 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Nov 28, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Mar 27, 2026	Warranty Deed, Transfer · Line of Credit UNITED COMMUNITY BANK
Jun 28, 2021	Warranty Deed, Transfer · Line of Credit SANBORN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	2026899
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	310 W 3RD ST, SANBORN, IA 51248-1150
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200601322
Date	Jun 2, 2006
Instrument	2006-01322

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company
Address	HERNDON, VA 20170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2036

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	310 W 3RD ST, SANBORN, IA 51248-1150
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201301200
Date	May 15, 2013
Instrument	2013-01200

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	310 W 3RD ST, SANBORN, IA 51248-1150
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200502933
Date	Nov 28, 2005
Instrument	2005-02933

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	SIOUX CITY, IA 51103

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Jan 3, 2021

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Mar 27, 2026
Property Address	310 W 3RD ST, SANBORN, IA 51248-1150
Document Number	0020260899
Instrument Date	Mar 24, 2026
Instrument	2026-0899
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 W 3RD ST, SANBORN, IA 51248-1150

Mortgage

Document Number	0020260918
Date	Mar 27, 2026
Instrument	2026-0918

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Jun 1, 2031

Interest

Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 28, 2021
Property Address	310 W 3RD ST, SANBORN, IA 51248-1150
Document Number	0202101998
Instrument Date	Jun 25, 2021
Instrument	2021-01998
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 529, SANBORN, IA 51248-0529
Investor	Possibly a Property Investor

Mortgage

Document Number	0202101999
Date	Jun 28, 2021
Instrument	2021-01999

Lender

Name	SANBORN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00	$109,060 (+25.39%) Land $9,500 Building $99,560	$109,060 (+25.39%) Land $9,500 Building $99,560
2024	$1,242.00 (-13.75%)
2023		$86,980 (+1.4%) Land $9,500 Building $77,480	$86,980 (+1.4%) Land $9,500 Building $77,480
2022	$1,440.00	$85,780 Land $8,750 Building $77,030
2021			$85,780 Land $8,750 Building $77,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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