Kenton County property record for 310 Swan Cir, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,348 sqft · built 1953 |
| Lot Size | 0.083 acres (3,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,500 (Sep 2022) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-07-030.00 |
| Primary APN | 004-30-07-030.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,348 sqft Finished Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,625 sqft (0.083 acres) |
| Lot Dimensions | 145 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 310 SWAN CIR |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECK SEC 1 LOT 5 25'X 145' IRREG |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 65700 |
310 Swan Cir is owned and occupied by two individuals who acquired it in December 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Jul 13, 2023 | Fiduciary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 202224 |
| Deed Book / Page | 191 / 46 |
| Last Transfer Date | Dec 1, 2023 |
| Transfer Doc | 0000000023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
| Document Number | 0005900036 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | KCM 512/790 |
| Instrument | 23120805900036 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
| Document Number | 0005900024 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | KCM 513/472 |
| Instrument | 23121205900024 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 13, 2023 |
| Property Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
| Document Number | 0005900076 |
| Book / Page | KC 235 / 264 |
| Map Reference | PL 619 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 23071305900076 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2885 LOSANTIVILLE AVE, CINCINNATI, OH 45213-1233 |
| Name | Verified Name |
|---|---|
| Address | 310 SWAN CIR, ELSMERE, KY 41018-1938 |
The 2025 property tax bill for 310 Swan Cir was $1,739 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,600 (-) Land $25,000 Building $138,600 | $163,600 (-) Land $25,000 Building $138,600 | |
| 2025 | $1,739.00 Homeowner's exemption | $163,600 Land $25,000 Building $138,600 | $163,600 Land $25,000 Building $138,600 |
| 2023 | $2,452.00 | $163,600 Land $25,000 Building $138,600 | $163,600 Land $25,000 Building $138,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 Swan Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 310 Swan Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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