310 Sumner Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 310 Sumner Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,723 sqft · built 1986
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,335 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182996`

Property Details

APN / Parcel Number

Primary APN	`182996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,723 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	62,726 sqft (1.44 acres)
Porch	Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 SUMNER DR
City	GASTONIA
State	NC
Zip	28056-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	15 011 011 01 000
Legal Subdivision	HAROLD SUMNER
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1015
Census Tract	31001

Owner

310 Sumner Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 SUMNER DR, GASTONIA, NC 28056-7817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Intrafamily Transfer, Transfer · VA Mortgage BNC NATIONAL BANK
Oct 7, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 15, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021
Deed Sale	Jun 17, 2021
Prior Sale	Oct 7, 2019 · Amount on File
Deed Book / Page	5238 / 1697
Prior Transfer Date	Jun 16, 2021
Prior Transfer Doc	0052381697
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Jun 17, 2021
Property Address	310 SUMNER DR, GASTONIA, NC 28056-7817
Document Number	0052381697
Book / Page	5238 / 1697
Instrument Date	Jun 16, 2021
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	310 SUMNER DR, GASTONIA, NC 28056-7817

Mortgage

Document Number	52381700
Date	Jun 17, 2021
Instrument	5238/1700

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 7, 2019
Property Address	310 SUMNER DR, GASTONIA, NC 28056-7817
Document Number	0050722155
Book / Page	005072 / 002155
Instrument Date	Oct 7, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 SUMNER DR GASTONIA NC 280567817, GASTONIA, NC 28056-7817

Mortgage

Document Number	50722158
Date	Oct 7, 2019
Book Page	005072/002158

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Feb 15, 2019
Property Address	310 SUMNER DR, GASTONIA, NC 28056-7817
Document Number	0050250267
Book / Page	5025 / 0267
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	310 SUMNER DR, GASTONIA, NC 28056-7817

Tax Assessment & Valuation

The 2026 property tax bill for 310 Sumner Dr was $2,335.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,335.00	$327,160 (-) Land $40,320 Building $286,840
2025	$2,335.00	$327,160 Land $40,320 Building $286,840
2023	$2,273.00	$327,160 Land $40,320 Building $286,840
2021			$178,670 Land $28,080 Building $150,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Sumner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Sumner Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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