310 Spears St, Darlington, SC 29532 Property Records

Darlington County property record for 310 Spears St, Darlington, SC 29532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1975
Lot Size	1.08 acres (47,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$512 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 1993 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`163-13-02-036`

Property Details

APN / Parcel Number

Primary APN	`163-13-02-036`
Alternative APN	`05892-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Gross Area
1st Floor Area	2,062 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	47,250 sqft (1.08 acres)
Lot Dimensions	378 ft deep x 125 ft wide
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	05892-5
Street Address	310 SPEARS ST
City	DARLINGTON
State	SC
Zip	29532-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPEARS DR FORMERLY 110
Jurisdiction	DARLINGTON SC
Township / Civil Division	DARLINGTON
Census Block Group	2
Census Block	2016
Census Tract	11000

Owner

Source: Darlington County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 SPEARS ST, DARLINGTON, SC 29532-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Sep 10, 1993	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARLINGTON SC
Property Address	310 SPEARS ST, DARLINGTON, SC 29532-1934
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 SPEARS ST, DARLINGTON, SC 29532-1934

Mortgage

Document Number	0011082012
Date	Jan 4, 2023
Book Page	1108/2012

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank
Address	HARTSVILLE, SC 29550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Margin	1
Max Rate	10.8%

September 1993: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARLINGTON SC
Property Address	310 SPEARS ST, DARLINGTON, SC 29532-1934
Document Number	0010972325
Instrument Date	Sep 10, 1993
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPEARS DR DARLINGTON SC 29532, DARLINGTON, SC 29532

Mortgage

Document Number	0010972325
Date	Dec 31, 2020
Book Page	001097/002325

Lender

Name	MUTUAL S&L ASSN
Address	HARTSVILLE, SC 29550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 30, 2023

Tax Assessment & Valuation

Source: Darlington County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Darlington County
Unified School District	Darlington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$512.00 (-61.71%)	$5,820 (+8.79%) Land $600 Building $5,220	$145,600 (+8.9%) Land $15,000 Building $130,600
2023	$1,337.00	$5,350 Land $600 Building $4,750	$133,700 Land $15,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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