310 S Walnut St, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 310 S Walnut St, Kalkaska, MI 49646

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,959 sqft · built 1900
Lot Size0.229 acres (10,007 sqft)
OwnerIndividual Name on File
Last Sale$136,000 (Jan 2019)
Tax Bill$2,012 (2025)
Deeds & MortgagesSep 2025 Mortgage
Feb 2017 Mortgage
+ 3 more
APN041-722-015-00

Property Details

APN / Parcel Number

Primary APN041-722-015-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,959 sqft Living Area
1st Floor Area1,210 sqft
Basement Area706 sqft
Unfinished Basement706 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area10,007 sqft (0.229 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address310 S WALNUT ST
CityKALKASKA
StateMI
Zip49646-8246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BLK C VILL OF KALKASKA SEC 17 T27N-R7W
Legal Range07W
Legal Township27N
Legal Section17
Legal SubdivisionVILL OF KALKASKA
Legal BlockC
Legal Lot Number15
JurisdictionKALKASKA MI
Township / Civil DivisionKALKASKA
Census Block Group2
Census Block2049
Census Tract950300

Owner

310 S Walnut St is owned and occupied by an individual who bought it in January 2019.

Source: Kalkaska County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address310 S WALNUT ST, KALKASKA, MI 49646-8246
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE CORP
Feb 16, 2017Deed of Trust, Mortgage
FOREST AREA FCU
Aug 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
FOREST AREA FEDERAL CREDIT UNION
May 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
INDEPENDENT BANK
Jan 31, 2019Warranty Deed, Transfer · FHA Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2019 · Amount on File
Deed SaleJan 31, 2019 · Amount on File
Prior SaleJan 31, 2008 · Amount on File
Deed Document Number20193143964
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address310 S WALNUT ST, KALKASKA, MI 49646-8246
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003179524
DateSep 12, 2025
Instrument3179524
Lender
NamePHH MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address310 S WALNUT ST, KALKASKA, MI 49646-8246
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000003139243
DateFeb 16, 2017
Instrument000003139243
Lender
NameFOREST AREA FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term239 Months
DueJan 1, 2037

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address310 S WALNUT ST, KALKASKA, MI 49646-8246
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3136933
DateAug 24, 2017
Instrument3136933
Lender
NameFOREST AREA FEDERAL CREDIT UNION
AddressFIFE LAKE, MI 49633
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueAug 1, 2042

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALKASKA MI
Property Address310 S WALNUT ST, KALKASKA, MI 49646-8246
Transaction TypeMortgage
Record UpdatedMay 27, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3150409
DateMay 4, 2020
Instrument3150409
Lender
NameINDEPENDENT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALKASKA MI
Recording DateJan 31, 2019
Property Address310 S WALNUT ST, KALKASKA, MI 49646-8246
Document Number3143964
Instrument DateJan 17, 2019
Instrument3143964
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4960 PINE DR NE, KALKASKA, MI 49646-9694

Mortgage

Document Number0003143965
DateJan 31, 2019
Instrument3143965
Lender
NameINDEPENDENT BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 310 S Walnut St was $2,012 with a homeowner's exemption, up 1% from the year before.

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalkaska County
County SubdivisionKalkaska Township
MunicipalityKalkaska Village
Unified School DistrictKalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,400 (+10.36%)$272,800 (+10.36%)
2025$2,012.00 (+0.95%) Homeowner's exemption$123,600$247,200
2024$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 310 S Walnut St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 S Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF KALKASKA
serves 2,020 people · EPA ID MI0003560
Water SourceGroundwater
Last State InspectionSep 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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