310 S Flormable St, Ponca City, OK 74601 Property Records

Kay County property record for 310 S Flormable St, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,019 sqft · built 1949
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Sep 2020)
Tax Bill	$880 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24749`

Property Details

APN / Parcel Number

Primary APN	`24749`
Alternative APN	`7740-00-001-008-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	1,516 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	568 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24749
Street Address	310 S FLORMABLE ST
City	PONCA CITY
State	OK
Zip	74601-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS-WEST DELL SUB LOT 8 BLOCK 1 ...VETERAN
Legal Range	02E
Legal Township	26N
Legal Section	29
Legal Subdivision	WEST DELL
Legal Block	1
Legal Lot Number	8
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1033
Census Tract	500

Owner

310 S Flormable St is owned and occupied by two individuals who bought it in September 2020.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 S FLORMABLE ST, PONCA CITY, OK 74601-4809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CU
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CU
Sep 16, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Sep 23, 2008 · Amount on File
Deed Document Number	20206636
Deed Book / Page	1846 / 779
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	310 S FLORMABLE ST, PONCA CITY, OK 74601-4809
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022006971
Date	Sep 9, 2022
Book Page	1916/536
Instrument	I-2022-006971

Lender

Name	CHEROKEE STRIP CU
Type	Credit Union
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 8, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	310 S FLORMABLE ST, PONCA CITY, OK 74601-4809
Document Number	0000007674
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 S FLORMABLE ST PONCA CITY OK 746014809, PONCA CITY, OK 74601-4809

Mortgage

Document Number	0000007674
Date	Oct 26, 2020
Book Page	001850/000611
Instrument	7674

Lender

Name	CHEROKEE STRIP CU
Type	Credit Union
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2030

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KAY OK
Recording Date	Sep 16, 2020
Property Address	310 S FLORMABLE ST, PONCA CITY, OK 74601-4809
Document Number	0000006636
Book / Page	001846 / 000779
Instrument Date	Sep 16, 2020
Instrument	6636
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$128.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,103 (+3%) Land $423 Building $10,680	$100,937 (-30.66%) Land $3,842 Building $97,095
2025	Homeowner's exemption	$10,780 (+2.99%) Land $423 Building $10,357	$145,568 (-1.59%) Land $3,842 Building $141,726
2024	$880.00 (+12.53%) Homeowner's exemption	$10,467 (+11.95%) Land $423 Building $10,044	$147,926 (+74.03%) Land $3,842 Building $144,084
2023	$782.00 Homeowner's exemption	$9,350 Land $423 Building $8,927	$85,000 Land $3,842 Building $81,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 310 S Flormable St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1998–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2012 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 S Flormable St is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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