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310 Ryder Cup Cir, Unit 104, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 310 Ryder Cup Cir, Unit 104, Saint Augustine, FL 32092

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,102 sqft · built 2005
Owner2 Individual Names on Record
Last Sale$175,000 (Jun 2019)
Tax Bill$1,246 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028220-9143

Property Details

APN / Parcel Number

Primary APN028220-9143

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units31 Units
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005

Location & Zoning

Street Address310 RYDER CUP CIR, 104
CitySAINT AUGUSTINE
StateFL
Zip32092-4703
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLEGENDS AT ST JOHNS CONDO PH 2 (OR1993/1091 & OR2573/63) BLDG 9 UN 104 (C104) OR4739/1643
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionLEGENDS AT ST JOHNS BLDG 9
Legal Phase2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address310 RYDER CUP CIR, 104, SAINT AUGUSTINE, FL 32092-4703
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 12, 2019Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Prior SaleDec 7, 2005 · Amount on Record
Deed Document Number201941118
Deed Book / Page4739 / 1643
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address310 RYDER CUP CIR UNIT 104, 104, SAINT AUGUSTINE, FL 32092-4703
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 RYDER CUP CIR 104, 104, SAINT AUGUSTINE, FL 32092-4703

Mortgage

Document Number0058100278
DateAug 16, 2023
Book Page5810/278
Instrument2023064740
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 12, 2019
Property Address310 RYDER CUP CIR UNIT 104, 104, SAINT AUGUSTINE, FL 32092-4703
Document Number0047391643
Book / Page4739 / 1643
Map ReferenceMB 1993 PG 1091
Instrument DateMay 24, 2019
Instrument2019041118
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFLORIDA HOME SETMNT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 PHELPS ST, 4, MARLBOROUGH, MA 01752-2783

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address310 RYDER CUP CIR UNIT 104, 104, SAINT AUGUSTINE, FL 32092-4703

Mortgage

Document Number0047391644
DateJun 12, 2019
Instrument4739/1644
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,801 (+2.7%) Building $134,801$195,000 (-) Building $195,000
2025$1,246.00 (+12.86%) Homeowner's exemption$131,257 (+2.9%)$195,000 (-8.04%)
2024$1,104.00 (+2.99%) Homeowner's exemption$127,558 (+3%)$212,040 (-)
2023$1,072.00 (+3.57%) Homeowner's exemption$123,843 (+3%)$212,040 (+28.51%)
2022$1,035.00 Homeowner's exemption$120,236$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 175 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies175 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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