Hamilton County property record for 310 Ridgeway Dr, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · built 2025 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $442,000 (Oct 2025) |
| Tax Bill | $674 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 099O D 010.01 |
| Primary APN | 099O D 010.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000386960 |
|---|---|
| Street Address | 310 RIDGEWAY DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 6 OLD TRAIL SUB PB 15 PG 41 REV 113-198 OUT OF 099O D 010 FOR 2019 |
| Legal Subdivision | OLD TRAIL SUB |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10600 |
Source: Hamilton County records · APN 099O D 010.01
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 310 RIDGEWAY DR, CHATTANOOGA, TN 37415-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Warranty Deed, Subdivision Related Transfer · ARM BRIGHTON BANK |
| Jun 03, 2024 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Jun 03, 2024 · Amount on Record |
| Deed Document Number | 2025102200084 |
| Deed Book / Page | 14082 / 729 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 22, 2025 |
| Property Address | 310 RIDGEWAY DR, CHATTANOOGA, TN 37415-1828 |
| Document Number | 0000000084 |
| Book / Page | 14082 / 729 |
| Map Reference | MB 113 PG 198 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025102200084 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 06, 2026 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,635.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 RIDGEWAY DR, CHATTANOOGA, TN 37415-1828 |
| Document Number | 0014082733 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 14082/733 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Change Frequency | 10 Years |
|---|---|
| Index | FHLBNY's 5-Year Index |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 03, 2024 |
| Property Address | 310 RIDGEWAY DR, CHATTANOOGA, TN 37415-1828 |
| Document Number | 0000000216 |
| Book / Page | 13609 / 443 |
| Map Reference | MB 113 PG 198 |
| Instrument Date | May 30, 2024 |
| Instrument | 2024060300216 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 E MORGAN LN, CHATTANOOGA, TN 37415-1511 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $674.00 (+202.24%) | $44,500 (+345%) | $178,000 (+345%) Land $70,000 Building $108,000 |
| 2024 | $223.00 (-42.82%) | $10,000 (-) | $40,000 (-) Land $40,000 |
| 2023 | $390.00 | $10,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 259 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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