310 Ray Cir, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 310 Ray Cir, Tom Bean, TX 75491

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,976 sqft · built 1980
Lot Size	1.03 acres (44,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,900 (Dec 2021)
Tax Bill	$5,143 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`230 109601613`

Property Details

APN / Parcel Number

Primary APN	`230 109601613`
Alternative APN	`129458`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Upper Floors Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,954 sqft (1.03 acres)
Garage Type	Carport
Garage Area	361 sqft
Carport	Carport
Carport Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	380 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	310 RAY CIR
City	WHITEWRIGHT
State	TX
Zip	75491-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-1096 SHANNON AARON A-G1096, ACRES 1.032
Legal Subdivision	SHANNON AARON A-G1096
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1007
Census Tract	1802

Owner

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 812, TOM BEAN, TX 75489-0812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 9, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	202142043
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 10, 2021
Property Address	310 RAY CIR, TOM BEAN, TX 75491-3609
Document Number	0000042043
Map Reference	VOL 2401 PG 206
Instrument Date	Dec 10, 2021
Instrument	2021-00042043
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 RICKATT, SEAGOVILLE, TX 75159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 RAY ST, TOM BEAN, TX 75489
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042044
Date	Dec 10, 2021
Instrument	2021-00042044

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	310 RAY ST, TOM BEAN, TX 75489
Document Number	0000009868
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 841 TOM BEAN TX 754890841, TOM BEAN, TX 75489-0841

Mortgage

Document Number	0000009868
Date	May 3, 2018
Instrument	9868

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 2, 2058

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,933 (-3.65%) Land $88,110 Building $231,823	$319,933 (-3.65%) Land $88,110 Building $231,823
2024	$5,143.00 (-5.41%)
2023		$332,045 Land $95,302 Building $236,743	$332,045 Land $95,302 Building $236,743
2022	$5,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
TekWav Fixed Wireless	100 / 20

May also be available: Frontier, Grayson Collin Communications, Nextlink.

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