310 Palmer Cir, Rockwell, NC 28138 Property Records

Rowan County property record for 310 Palmer Cir, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,600 sqft · built 1989
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jun 2026)
Tax Bill	$3,608 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`365 070`

Property Details

APN / Parcel Number

Primary APN	`365 070`
Alternative APN	`6170955`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,471 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	14 sqft
Patio Area	224 sqft
Canopy	360 sqft
Lean-To	Lean-To
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	310 PALMER CIR
City	ROCKWELL
State	NC
Zip	28138-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	.65AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2011
Census Tract	51001

Owner

310 Palmer Cir is owned and occupied by two individuals who bought it in June 2026.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 14, 2022	Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 15, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Sep 14, 2022 · Amount on File
Deed Book / Page	1484 / 480
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013730242
Date	Apr 21, 2021
Book Page	1373/242

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PALMER CIR, ROCKWELL, NC 28138-6501

Mortgage

Document Number	0014630883
Date	Jun 18, 2025
Book Page	1463/883

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 4, 2026
Property Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Document Number	1484000480
Book / Page	1484 / 480
Instrument Date	Jun 2, 2026
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PALMER CIR, ROCKWELL, NC 28138-6501

Mortgage

Document Number	1484000481,
Date	Jun 4, 2026
Book Page	1484/481

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 14, 2022
Property Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Document Number	0014090932
Book / Page	1409 / 932
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2080 CRESCENT RD, 2080, SALISBURY, NC 28146-0300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PALMER CIR, ROCKWELL, NC 28138-6501

Mortgage

Document Number	0014090933
Date	Sep 14, 2022
Book Page	1409/933

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Document Number	0013410731
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PALMER CIR ROCKWELL NC 281386501, ROCKWELL, NC 28138-6501

Mortgage

Document Number	0013410731
Date	Jan 15, 2020
Book Page	001341/000731

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 15, 2017
Property Address	310 PALMER CIR, ROCKWELL, NC 28138-6501
Document Number	0012910487
Book / Page	001291 / 000487
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 PALMER CIR ROCKWELL NC 281386501, ROCKWELL, NC 28138-6501

Mortgage

Document Number	12910488
Date	Jun 15, 2017
Book Page	001291/000488

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 310 Palmer Cir was $3,608.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Rockwell Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,608.00	$347,000 (-) Land $33,000 Building $314,000	$347,000 Land $33,000 Building $314,000
2025	$3,608.00	$347,000 Land $33,000 Building $314,000
2023	$3,608.00	$347,000 Land $33,000 Building $314,000	$347,000 Land $33,000 Building $314,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Palmer Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Palmer Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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