310 Oak Pointe Cir E, Lumberton, NC 28358 Property Records

Robeson County property record for 310 Oak Pointe Cir E, Lumberton, NC 28358

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 2022
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Sep 2025)
Tax Bill$1,995 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10040208009QH

Property Details

APN / Parcel Number

Primary APN10040208009QH
Alternative APNs
  • 1112938
  • 1222760
  • 1243889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,524 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area8,712 sqft (0.2 acres)
Garage Area504 sqft

Exterior Amenities

PorchSlab
Porch Area36 sqft
Patio Area156 sqft
Canopy15 sqft

Location & Zoning

Account Number1243889
Street Address310 OAK POINTE CIR E
CityLUMBERTON
StateNC
Zip28358-2392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK POINT SECTION 2 LT 26
Legal SubdivisionOAK POINTE
Legal Lot Number26
JurisdictionROBESON NC
Township / Civil DivisionLUMBERTON
Census Block Group2
Census Block2001
Census Tract961301

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address310 OAK POINTE CIR E, LUMBERTON, NC 28358-2392
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK
Oct 5, 2022Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Deed Document Number20258272
Deed Book / Page2538 / 738
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROBESON NC
Recording DateSep 17, 2025
Property Address310 OAK POINTE CIR E, LUMBERTON, NC 28358-2392
Document Number002538/738
Book / Page2538 / 738
Map ReferenceMB 54 PG 172
Instrument DateSep 11, 2025
Instrument2025008272
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address602 US HIGHWAY 117 N, BURGAW, NC 28425-5249

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 OAK POINTE CIR E, LUMBERTON, NC 28358-2392

Mortgage

Document Number2025008273
DateSep 17, 2025
Instrument2025008273
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change4.62%
Max Rate At Change8.62%
IndexSOFR Average 30-Day
Max Rate11.6%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROBESON NC
Recording DateOct 5, 2022
Property Address310 OAK POINTE CIR E, LUMBERTON, NC 28358-2392
Document Number002370/648
Book / Page2370 / 648
Map ReferenceMB 54 PG 172
Instrument DateOct 5, 2022
Instrument2022009865
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 FARRINGDOM ST, LUMBERTON, NC 28358-2682

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 PINTO DR # OAK, OAK, LUMBERTON, NC 28360-8529

Mortgage

Document Number2022009866
DateOct 5, 2022
Instrument2022009866
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRobeson County
MunicipalityLumberton City
Unified School DistrictRobeson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,995.00$255,400 (-) Land $24,000 Building $231,400$255,400 (-) Land $24,000 Building $231,400
2025$1,995.00 (+56.1%)$255,400 (+53.86%) Land $24,000 Building $231,400$255,400 (+53.86%) Land $24,000 Building $231,400
2023$1,278.00 (+453.25%)$166,000 (+453.33%) Land $30,000 Building $136,000$166,000 (+453.33%) Land $30,000 Building $136,000
2022$231.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 85 policies
Nearby Flood Policies85 in force
Nearby Flood Claims44 (1999–2024)
Claims Outside the SFHA10 of 44
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 28 claims
  • Hurricane Matthew, Oct 2016 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROBESON COUNTY WATER SYSTEM
serves 67,970 people · EPA ID NC0378055
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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