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310 New York Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 310 New York Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,840 sqft · built 1948
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Jun 2024)
Tax Bill$5,661 (2025)
Deeds & MortgagesNov 2018 Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN80001

Property Details

APN / Parcel Number

Primary APN80001
Alternative APN
  • 012630000104060020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,840 sqft Heated Area
Gross Area1,984 sqft
1st Floor Area1,840 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeMixed
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Patio Area280 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80001
Street Address310 NEW YORK AVE
CitySAINT CLOUD
StateFL
Zip34769-2369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLAKE FRONT ADDN PB 1 PG 159 BLK 406 LOT 2
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block406
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43500

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address310 NEW YORK AVE, SAINT CLOUD, FL 34769-2369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleJan 9, 2014 · Amount on Record
Deed Document Number2024081809
Deed Book / Page6620 / 2308
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address310 NEW YORK AVE, SAINT CLOUD, FL 34769-2369
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054341951
DateNov 16, 2018
Book Page5434/1951
Instrument2018169594
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address310 NEW YORK AVE, SAINT CLOUD, FL 34769-2369
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 NEW YORKAVE, SAINT CLOUD, FL 34769-2369

Mortgage

Document Number0061250015
DateJan 7, 2022
Book Page6125/15
Instrument2022004320
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,661.00 (+126.35%)$316,100 (+74.63%) Land $66,000 Building $250,100$316,100 (+29.44%) Land $66,000 Building $250,100
2023$2,501.00 (+3.91%) Homeowner's exemption$181,011 (+3%)$244,200 (+14.01%) Land $60,500 Building $183,700
2022$2,407.00 Homeowner's exemption$175,739$214,200 Land $55,000 Building $159,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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