310 N Ugstad Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 310 N Ugstad Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1911
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$101,251 (Sep 2021)
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`450-0080-00240`

Property Details

APN / Parcel Number

Primary APN	`450-0080-00240`
Alternative APN	`1036495`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	616 sqft Gross Area
1st Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Frame
Lot Area	5,000 sqft (0.114 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1036495
Street Address	310 N UGSTAD RD
City	DULUTH
State	MN
Zip	55810-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0010 BLOCK:002 SERIAL #
Legal Subdivision	MIDWAY PARK SECOND ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1015
Census Tract	10200

Owner

310 N Ugstad Rd is owned by an individual who bought it in September 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3314 NELSON RD, DULUTH, MN 55810
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
May 16, 2023	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
Jan 13, 2023	Deed of Trust, Mortgage NORTHEAST ENTREPRENEUR FUND INC
Sep 20, 2021	Deed, Transfer · Conventional Mortgage PROCTOR FEDERAL CU
Oct 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	20211046981
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	0001016488
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	310 N UGSTAD RD, DULUTH, MN 55810-1826
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 6TH ST, PROCTOR, MN 55810-1707

Mortgage

Document Number	0001076087
Date	Jan 10, 2024
Instrument	1076087

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	310 N UGSTAD RD, DULUTH, MN 55810-1826
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 N UGSTAD RD, DULUTH, MN 55810-1826

Mortgage

Document Number	0001068334
Date	May 16, 2023
Instrument	1068334

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	84 Months
Due	May 9, 2030

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	310 N UGSTAD RD, DULUTH, MN 55810-1826
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 N UGSTAD RD, DULUTH, MN 55810-1826

Mortgage

Document Number	0001065297
Date	Jan 13, 2023
Instrument	1065297

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	80 Months
Due	Sep 10, 2029

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2021
Property Address	310 N UGSTAD RD, DULUTH, MN 55810-1826
Document Number	0001046981
Instrument Date	Sep 10, 2021
Instrument	1046981
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.13
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	901 6TH ST, PROCTOR, MN 55810-1707

Mortgage

Document Number	0001046982
Date	Sep 20, 2021
Instrument	1046982

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2036

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 22, 2019
Property Address	310 N UGSTAD RD, DULUTH, MN 55810-1826
Document Number	00T1016488
Instrument Date	Oct 21, 2019
Instrument	T1016488
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	310 N UGSTAD RD PROCTOR MN 558101826, PROCTOR, MN 55810-1826

Tax Assessment & Valuation

The 2026 property tax bill for 310 N Ugstad Rd was $1,308, up 39.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00 (+39.15%)
2025	$940.00 (+5.62%) Homeowner's exemption	$127,800 (+7.04%) Land $11,500 Building $116,300	$127,800 (+7.04%) Land $11,500 Building $116,300
2024	$890.00	$119,400 Land $14,200 Building $105,200	$119,400 Land $14,200 Building $105,200
2022		$98,000 Land $12,500 Building $85,500	$98,000 Land $12,500 Building $85,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 N Ugstad Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 N Ugstad Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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