310 Mountain Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 310 Mountain Rd, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,032 sqft · built 1880
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2025)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Jun 2025 Mortgage + 2 more
APN	`035089 151.01-1-41`

Property Details

APN / Parcel Number

Primary APN	`035089 151.01-1-41`
Alternative APNs	`508915100100010410000000` `035089 151.01-1-41.1` `50138700100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,276 sqft
2nd Floor Area	468 sqft
Upper Floors Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	229,997 sqft (5.28 acres)
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50138700100
Street Address	310 MOUNTAIN RD
City	WINDSOR
State	NY
Zip	13865-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01400000040S50000000
Legal Block	1
Legal Lot Number	41.001
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2015
Census Tract	12501

Owner

Source: Broome County and Windsor Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · Construction Mortgage TIOGA STATE BANK NA
Jun 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Oct 9, 2024	Deed of Trust, Mortgage · Construction Mortgage TIOGA STATE BANK NA
Aug 5, 2024	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Deed Document Number	202514755
Deed Book / Page	2794 / 520
Prior Transfer Date	Jul 1, 2024
Prior Transfer Doc	0000015415
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	PIERCE SETTLEMENT SERVICES LLC, TIER ONE SETTLEMENT AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735

Mortgage

Document Number	04186/1402
Date	Oct 9, 2024
Book Page	4186/1402
Instrument	202400021675

Lender

Name	TIOGA STATE BANK NA
Type	Bank
Address	SPENCER, NY 14883

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 3, 2039
Change Frequency	Annually
Max Rate At Change	12.3%
Index	1-Year T-Bill
Max Rate	12.3%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735

Mortgage

Document Number	004215/823
Date	Jun 5, 2025
Book Page	4215/823
Instrument	202500014756

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735

Mortgage

Document Number	002766/171
Date	Oct 9, 2024
Book Page	2766/171
Instrument	202400021676

Lender

Name	TIOGA STATE BANK NA
Type	Bank
Address	SPENCER, NY 14883

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	BROOME NY
Recording Date	Aug 5, 2024
Property Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735
Document Number	002766/171
Book / Page	2766 / 171
Instrument Date	Aug 5, 2024
Instrument	202400017140
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 MOUNTAIN RD, WINDSOR, NY 13865-1735

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00	$77,700 (-) Land $24,800 Building $52,900	$182,800 (+22.34%) Land $58,345 Building $124,455
2023		$77,700 Land $24,800 Building $52,900	$149,423 Land $47,692 Building $101,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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