Yellowstone County property record for 310 Laurmac Ln, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,430 sqft · built 1981 |
| Lot Size | 0.217 acres (9,460 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,529 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B01515A |
| Primary APN | 000B01515A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 630 sqft |
| Unfinished Basement | 210 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,460 sqft (0.217 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 408 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 310 LAURMAC LN |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LAURMAC SUB 2ND AMENDED, S09, T02 S, R24 E, BLOCK 10A, LOT 2 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | LAURMAC SUB 2ND AMENDED |
| Legal Block | 10A |
| Legal Lot Number | 2 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1901 |
Source: Yellowstone County records · APN 000B01515A
Assessment roll updated September 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN SECURITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 06, 2026 |
| Property Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Document Number | 0004132990 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20264132990 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Document Number | 0004132990, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 20264132990 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Document Number | 0004044562 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 4044562 |
| Name | WESTERN SECURITY BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MT 59044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004002291 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 4002291 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 310 LAURMAC LN, LAUREL, MT 59044-1719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003874618 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 3874618 |
| Name | WESTERN SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Municipality | Laurel City |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454,600 (+23.6%) Land $62,347 Building $392,253 | $454,600 (+23.6%) Land $62,347 Building $392,253 | |
| 2024 | $3,529.00 (+20.53%) | ||
| 2023 | $2,928.00 | $367,800 | $367,800 Land $40,626 Building $327,174 |
Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| BHT Investment Holdings Fixed Wireless | 100 / 20 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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