310 Ladd Rd, Spring Valley, IL 61362 Property Records

Bureau County property record for 310 Ladd Rd, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1953
Lot Size	0.454 acres (19,815 sqft)
Owner	Individual Name on Record
Last Sale	$106,500 (Oct 2009)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-33-276-012`

Property Details

APN / Parcel Number

Primary APN	`18-33-276-012`
Alternative APN	`1739`

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	19,815 sqft (0.454 acres)

Location & Zoning

Account Number	1833276012
Street Address	310 LADD RD
City	SPRING VALLEY
State	IL
Zip	61362-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-H.J. MILLERS ADD. L 3-4-5 BLK 7 B 1433 P 541 D 09-6025
Legal Range	11
Legal Township	16
Legal Section	33
Legal Subdivision	HJ MILLERS ADD
Legal Block	7
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	4
Census Block	4000
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 LADD RD, SPRING VALLEY, IL 61362-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage VALLEY CITY BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2009 · Amount on Record
Deed Sale	Oct 30, 2009 · Amount on Record
Deed Document Number	2009_06025
Deed Book / Page	1433 / 541
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	1431/435
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	310 LADD RD, SPRING VALLEY, IL 61362-1104
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R02931
Date	Aug 3, 2022
Instrument	2022R02931

Lender

Name	VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 27, 2032

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	310 LADD RD, SPRING VALLEY, IL 61362-1104
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02989
Date	Jul 13, 2020
Instrument	2020R02989

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	310 LADD RD, SPRING VALLEY, IL 61362-1104
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R02728
Date	Jul 5, 2017
Instrument	2017R02728

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 27, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,900.00 (+8.6%) Homeowner's exemption	$56,073 (+12.48%) Land $6,069 Building $50,004	$168,219 (+12.48%) Land $18,207 Building $150,012
2024	$4,512.00 (+4.74%)	$49,851 (+6.64%) Land $5,590 Building $44,261	$149,553 (+6.64%) Land $16,770 Building $132,783
2023		$46,747 Land $5,242 Building $41,505	$140,241 Land $15,726 Building $124,515
2022	$4,308.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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