310 James Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 310 James Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,125 sqft · built 1949
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$281,000 (Sep 2026)
Tax Bill$1,502 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-40-12-045.00

Property Details

APN / Parcel Number

Primary APN003-40-12-045.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,125 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions210 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address310 JAMES AVE
CityERLANGER
StateKY
Zip41018-1679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCALPIN ANNEX 2ND LOT 58
Legal SubdivisionMCALPINS
Legal Phase2
Legal Lot Number58
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2009
Census Tract64300

Owner

310 James Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address310 JAMES AVE, ERLANGER, KY 41018-1679
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Fiduciary Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE ACCEPTANCE
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jun 1, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2026 · Amount on File
Deed SaleSep 8, 2026 · Amount on File
Prior SaleJul 22, 2025 · Amount on File
Deed Document Number202620433
Deed Book / Page494 / 251
Prior Transfer DateJul 17, 2025
Prior Transfer Doc0005900033
Record UpdatedOct 29, 2026

September 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionKENTON KY
Recording DateSep 8, 2026
Property Address310 JAMES AVE, ERLANGER, KY 41018-1679
Document Number0000020433
Book / Page494 / 251
Instrument DateSep 1, 2026
Instrument202620433
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,381.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address310 JAMES AVE, ERLANGER, KY 41018-1679

Mortgage

Document Number0000020434,
DateSep 8, 2026
Instrument2026090820434
Lender
NameAMERICAN MORTGAGE ACCEPTANCE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address310 JAMES AVE, ERLANGER, KY 41018-1679
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 JAMES AVE, ERLANGER, KY 41018-1679

Mortgage

Document Number0005900045
DateOct 1, 2025
Book PageKCM 692/109
Instrument25100105900045
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 25, 2055

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJun 1, 2022
Property Address310 JAMES AVE, ERLANGER, KY 41018-1679
Document Number0005900062
Book / Page168 / 399
Map ReferencePL 570
Instrument DateOct 5, 2021
Instrument22060105900062
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address310 JAMES AVE, ERLANGER, KY 41018-1679

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address310 JAMES AVE, ERLANGER, KY 41018-1679

Tax Assessment & Valuation

The 2025 property tax bill for 310 James Ave was $1,502 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,000 (-) Land $25,000 Building $138,000$163,000 (-) Land $25,000 Building $138,000
2025$1,502.00 Homeowner's exemption$163,000 Land $25,000 Building $138,000$163,000 Land $25,000 Building $138,000
2023$1,514.00 Homeowner's exemption$163,000 Land $25,000 Building $138,000$163,000 Land $25,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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