310 Iris Ln SW, Saint Michael, MN 55376 Property Records

Wright County property record for 310 Iris Ln SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 858 sqft · built 1985
Lot Size	0.366 acres (15,971 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (May 2024)
Tax Bill	$3,358 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-027-003050`

Property Details

APN / Parcel Number

Primary APN	`114-027-003050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	858 sqft Living Area
1st Floor Area	894 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,971 sqft (0.366 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	310 IRIS LN SW
City	SAINT MICHAEL
State	MN
Zip	55376-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS 4TH ADDN LOT-005 BLOCK-003 3
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS 4TH ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1004
Census Tract	100803

Owner

310 Iris Ln SW is owned and occupied by two individuals who bought it in May 2024.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 IRIS LN SW, SAINT MICHAEL, MN 55376-9585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Aug 31, 2021	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Sep 21, 2018	Warranty Deed, Transfer TWIN CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2024 · Amount on File
Deed Sale	May 13, 2024 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	20241649084
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Recording Date	May 28, 2026
Property Address	310 IRIS LN SW, SAINT MICHAEL, MN 55376-9585
Document Number	0001603688
Instrument Date	May 18, 2026
Instrument	20261603688
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLESMART, TITLE SMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	310 IRIS LN SW, SAINT MICHAEL, MN 55376-9585

Mortgage

Document Number	0001603688,
Date	May 28, 2026
Instrument	20261603688

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 31, 2021
Property Address	310 IRIS LN SW, SAINT MICHAEL, MN 55376-9585
Document Number	0001482217
Instrument Date	Jul 30, 2021
Instrument	1482217
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 IRIS LN SW, SAINT MICHAEL, MN 55376-9585

Mortgage

Document Number	0001482218
Date	Aug 31, 2021
Instrument	1482218

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0001482219
Date	Aug 31, 2021
Instrument	1482219

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 21, 2018
Property Address	310 IRIS LN SW, SAINT MICHAEL, MN 55376-9585
Document Number	0001380169
Instrument Date	Sep 21, 2018
Instrument	1380169
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	TWIN CITY TITLE

Transaction

Amount	Amount on Record
Tax	$709.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 IRIS LN SW ST MICHAEL MN 553769585, ST MICHAEL, MN 55376-9585

Tax Assessment & Valuation

The 2026 property tax bill for 310 Iris Ln SW was $3,358.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,358.00	$309,000 (+2.76%) Land $102,000 Building $207,000	$309,000 (+2.76%) Land $102,000 Building $207,000
2025		$300,700 Land $107,000 Building $193,700	$300,700 Land $107,000 Building $193,700
2023	$2,894.00 (+4.63%)	$277,700 Land $105,900 Building $171,800	$277,700 Land $105,900 Building $171,800
2022	$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Iris Ln SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Iris Ln SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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