310 Howard Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 310 Howard Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,015 sqft · built 1969
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Jul 2026)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Foreclosure + 1 more
APN	`04-29-0-203-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-203-002`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,015 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	310 HOWARD DR
City	O FALLON
State	IL
Zip	62269-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD PLACE LOT/SEC-16 A02717431
Legal Subdivision	HOWARD PLACE
Legal Block	203
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1023
Census Tract	504351

Owner

310 Howard Dr is owned by a company that bought it in July 2026 and is owner-occupied.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	1801 CRYSTAL DR, 708, ARLINGTON, VA 22202-4416
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Special Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
May 5, 2026	Foreclosure, Transfer
Sep 21, 2021	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	May 5, 2026
Deed Document Number	20262889702
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	0002882518
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 16, 2026
Property Address	310 HOWARD DR, O FALLON, IL 62269-1524
Document Number	0002889702
Instrument Date	Jun 23, 2026
Instrument	20262889702
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,512.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 16, 2026

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Foreclosure, Transfer

Document Type	Foreclosure
Jurisdiction	ST CLAIR IL
Recording Date	May 5, 2026
Property Address	310 HOWARD DR, O FALLON, IL 62269-1524
Document Number	0002882518
Instrument Date	Apr 29, 2026
Instrument	20262882518
Transaction Type	Transfer
Record Updated	Aug 13, 2026

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 21, 2021
Property Address	310 HOWARD DR, O FALLON, IL 62269-1524
Document Number	0A02717431
Map Reference	MB 58 PG 25
Instrument Date	Sep 15, 2021
Instrument	A02717431
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 HOWARD DR, O FALLON, IL 62269-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 HOWARD DR, O FALLON, IL 62269-1524

Mortgage

Document Number	0A02717432
Date	Sep 21, 2021
Instrument	A02717432

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0A02717433
Date	Sep 21, 2021
Instrument	A02717433

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 310 Howard Dr was $5,050 with a homeowner's exemption, up 9.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,050.00 (+9.31%) Homeowner's exemption	$76,059 (+9.62%) Land $5,510 Building $70,549	$228,177 (+9.62%) Land $16,530 Building $211,647
2024	$4,620.00	$69,384 Land $5,026 Building $64,358	$208,152 Land $15,078 Building $193,074
2022		$56,616 Land $4,101 Building $52,515	$169,848 Land $12,303 Building $157,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 310 Howard Dr; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 310 Howard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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