Cleveland County property record for 310 Harbor View Dr, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 1,450 sqft · built 2007 |
| Lot Size | 0.98 acres (42,715 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Mar 2023) |
| Tax Bill | $2,030 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54191 |
| Primary APN | 54191 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,450 sqft Finished Area |
| Basement Area | 1,192 sqft |
| Finished Basement | 596 sqft |
| Unfinished Basement | 596 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 42,715 sqft (0.98 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 208 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1355434 |
|---|---|
| Street Address | 310 HARBOR VIEW DR |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | 1.00 AC HARBOR POINT |
| Legal Subdivision | HARBOR POINT |
| Legal Block | 1 |
| Legal Lot Number | 122 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 950301 |
310 Harbor View Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 HARBOR VIEW DR, CHERRYVILLE, NC 28021-8420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Feb 13, 2007 · Amount on File |
| Deed Document Number | 2023200085607 |
| Deed Book / Page | 1895 / 1062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 30, 2023 |
| Property Address | 310 HARBOR VIEW DR, CHERRYVILLE, NC 28021-8420 |
| Document Number | 0018951062 |
| Book / Page | 1895 / 1062 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 200085607 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1164 SCENIC DR, SHELBY, NC 28150-3239 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 310 HARBOR VIEW DR, CHERRYVILLE, NC 28021-8420 |
| Document Number | 0018951065 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 1895/1065 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 310 HARBOR VIEW DR, CHERRYVILLE, NC 28021-8420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0018431870 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 1843/1870 |
| Instrument | 200056699 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2026 property tax bill for 310 Harbor View Dr was $2,030, up 2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,030.00 (+2.01%) | $313,405 (-) Land $36,000 Building $277,405 | $313,405 (-) Land $36,000 Building $277,405 |
| 2025 | $1,990.00 | $313,405 Land $36,000 Building $277,405 | $313,405 Land $36,000 Building $277,405 |
| 2023 | $178,868 Land $30,000 Building $148,868 | $178,868 Land $30,000 Building $148,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 Harbor View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 310 Harbor View Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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