310 Franklin St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 310 Franklin St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1965
Lot Size	0.076 acres (3,321 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$470 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3A2-2-88-12`

Property Details

APN / Parcel Number

Primary APN	`3A2-2-88-12`
Alternative APN	`21314`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,321 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21314
Street Address	310 FRANKLIN ST
City	COLONIAL BEACH
State	VA
Zip	22443-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	WESTERN 75 FT X 50 FT OF LOT 12 BK 88DB 972 PG 1346
Legal Subdivision	TOWN OF COLONIAL BEACH
Legal Block	88
Legal Lot Number	12
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	10402

Owner

310 Franklin St is owned and occupied by an individual who bought it in September 2025.

Source: Westmoreland County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	310 FRANKLIN ST, COLONIAL BEACH, VA 22443-2241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Oct 20, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Deed Book / Page	995 / 98
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	0972001346
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 2, 2025
Property Address	310 FRANKLIN ST, COLONIAL BEACH, VA 22443-2241
Document Number	0000995/98
Book / Page	995 / 98
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	UNKNOWN, PANORAMA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 7TH ST, WASHINGTONS BIRTHPLACE, VA 22443-1606

Mortgage

Document Number	0000995100
Date	Sep 2, 2025
Instrument	995/100

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 20, 2023
Property Address	310 FRANKLIN ST, COLONIAL BEACH, VA 22443-2241
Document Number	0009721346
Instrument Date	Oct 2, 2023
Instrument	09721346
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 LIVE OAK LN, GEORGETOWN, SC 29440-7777

Tax Assessment & Valuation

The 2025 property tax bill for 310 Franklin St was $470.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$470.00	$112,000 (-) Land $39,200 Building $72,800	$112,000 (-) Land $39,200 Building $72,800
2024	$470.00	$112,000 (-) Land $39,200 Building $72,800	$112,000 (-) Land $39,200 Building $72,800
2023		$112,000 (-) Land $39,200 Building $72,800	$112,000 (-) Land $39,200 Building $72,800
2022	$448.00	$112,000 Land $39,200 Building $72,800	$112,000 Land $39,200 Building $72,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 310 Franklin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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