310 E North St, Algona, IA 50511 Property Records

Kossuth County property record for 310 E North St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 942 sqft · built 1938
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-453-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-453-003`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	942 sqft Living Area
Basement Area	852 sqft
Unfinished Basement	852 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	231 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	310 E NORTH ST
City	ALGONA
State	IA
Zip	50511-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF L 3 & SE 1/4 L 3 BLK 2 O P
Legal Subdivision	ORIGINAL PLAT OF ALGONA
Legal Block	2
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1042
Census Tract	950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 E NORTH ST, ALGONA, IA 50511-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK ALGONA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	Apr 17, 2026
Property Address	310 E NORTH ST, ALGONA, IA 50511-2429
Document Number	0000000963
Book / Page	2026 / 963
Instrument Date	Apr 10, 2026
Instrument	2026963
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E NORTH ST, ALGONA, IA 50511-2429

Mortgage

Document Number	0000000963,
Date	Apr 17, 2026
Book Page	2026/963
Instrument	2026963

Lender

Name	FARMERS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2036

Interest

Rate	6.11%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	310 E NORTH ST, ALGONA, IA 50511-2429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3395
Date	Nov 22, 2017
Book Page	2017/3395
Instrument	2017 3395

Lender

Name	FARMERS STATE BANK ALGONA
Address	ALGONA, IA 50511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (+9.07%) Homeowner's exemption	$97,049 (+13.98%) Land $14,108 Building $82,941
2024	$1,036.00 (-18.17%)
2023		$85,144 Land $12,697 Building $72,447	$85,144 (-12.27%) Land $12,697 Building $72,447
2021	$1,266.00		$97,049 Land $14,108 Building $82,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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