310 E Main St, Lebanon, IL 62254 Property Records

St. Clair County property record for 310 E Main St, Lebanon, IL 62254

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,084 sqft · built 1940
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Nov 2004)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Mar 2017 Mortgage
APN	`05-19-0-412-014`

Property Details

APN / Parcel Number

Primary APN	`05-19-0-412-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,084 sqft Living Area
Attic	Attic
Attic Area	400 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,326 sqft (0.26 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	310 E MAIN ST
City	LEBANON
State	IL
Zip	62254-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEBANON, TOWN OF EAST OF PUBLIC SQ LOT/SEC-3-BLK/RG-15 ALL LOT 3 & E 3 FT OF N 66 FT LOT 4 BLK 15 DOC A01877503
Legal Subdivision	LEBANON, TOWN OF EAST OF PUBLIC SQ
Legal Block	15
Legal Lot Number	3,4
Jurisdiction	ST CLAIR IL
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2023
Census Tract	504358

Owner

310 E Main St is owned and occupied by two individuals who bought it in November 2004.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 E MAIN ST, LEBANON, IL 62254-1654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 2, 2017	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2004 · Amount on File
Deed Sale	Nov 15, 2004 · Amount on File
Deed Document Number	20041877503
Deed Book / Page	4107 / 1227
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	310 E MAIN ST, LEBANON, IL 62254-1654
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E MAIN ST, LEBANON, IL 62254-1654

Mortgage

Document Number	0A02772794
Date	Feb 3, 2023
Instrument	A02772794

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	290 Months
Due	Apr 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	310 E MAIN ST, LEBANON, IL 62254-1654
Document Number	00A2530881
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 E MAIN ST LEBANON IL 622541654, LEBANON, IL 62254-1654

Mortgage

Document Number	00A2530881
Date	Mar 23, 2017
Instrument	2530881

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 310 E Main St was $1,952 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Lebanon Township
Municipality	Lebanon City
Unified School District	Lebanon Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00	$29,214 Land $5,200 Building $24,014	$87,642 Land $15,600 Building $72,042
2022		$24,751 Land $4,406 Building $20,345	$74,253 Land $13,218 Building $61,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 310 E Main St; there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEBANON serves 4,714 people · EPA ID IL1630650
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Sparklight, Wisper ISP.

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