310 E Gary St, Bay City, MI 48706 Property Records

Bay County property record for 310 E Gary St, Bay City, MI 48706

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,020 sqft · built 1953
Lot Size	0.213 acres (9,278 sqft)
Owner	Trust Name on File
Tax Bill	$1,575 (2026)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`160-017-257-006-00`

Property Details

APN / Parcel Number

Primary APN	`160-017-257-006-00`
Alternative APN	`0913001725700600`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,020 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	884 sqft
Unfinished Basement	1,004 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	160 ft deep x 58 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	188 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	310 E GARY ST
City	BAY CITY
State	MI
Zip	48706-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	COM ON E & W 1/4 LI 477.84 FT W OF E 1/8 LI TH N 160 FT TH W 58.84 FT TH S 160 FT TH E 58.84 FT TO BEG SEC 17 T14NR5E
Legal Subdivision	E P BIRNEYS ADDITION TO WENONA
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	1
Census Block	1005
Census Tract	286600

Owner

310 E Gary St is owner-occupied and held in a trust since September 2019.

Source: Bay County records, as of May 18, 2026

Owner of Record	Trust Name on File
Mailing Address	310 E GARY ST, BAY CITY, MI 48706-3558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2019
Transfer Doc	201915115
Record Updated	Jun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Nov 7, 2019
Property Address	310 E GARY ST, BAY CITY, MI 48706-3558
Document Number	0000015115
Instrument Date	Sep 27, 2019
Instrument	15115
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	310 E GARY ST BAY CITY MI 487063558, BAY CITY, MI 48706-3558

Tax Assessment & Valuation

The 2026 property tax bill for 310 E Gary St was $1,575 with a homeowner's exemption, up 21.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,575.00 (+21.43%) Homeowner's exemption	$62,350 (+6.58%)	$124,700 (+6.58%)
2025	$1,297.00 Homeowner's exemption	$58,500	$117,000
2023		$43,850	$87,700
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 E Gary St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 E Gary St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20