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310 E 4th St, Frankfort, KY 40601 Property Records

Franklin County property record for 310 E 4th St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$299,000 (Sep 2025)
Tax Bill$623 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-31-25-022.00

Property Details

APN / Parcel Number

Primary APN062-31-25-022.00
Alternative APN
  • 73534

Interior

Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Dimensions70 ft deep x 40 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number73534
Street Address310 E 4TH ST
CityFRANKFORT
StateKY
Zip40601-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1038
Census Tract70500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Frankfort Neighborhood Historic District
listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 E 4TH ST, FRANKFORT, KY 40601-2922
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2025Deed, Transfer · Conventional Mortgage
USAA FSB
Nov 17, 2020Deed, Transfer · Conventional Mortgage
COMMONWEALTH CREDIT UNION
Aug 20, 2020Deed, Transfer · Commercial Mortgage
FIRST FSB OF KENTUCKY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2025 · Amount on Record
Deed SaleSep 2, 2025 · Amount on Record
Deed Document Number2025883018
Deed Book / Page640 / 165
Record UpdatedJun 8, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateSep 2, 2025
Property Address310 E 4TH ST, FRANKFORT, KY 40601-2922
Document Number00D640/165
Book / PageD640 / 165
Instrument DateAug 27, 2025
Instrument883018
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCLEAR TITLE RECORDINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$299.00
Amount AccuracyRedemption Amount
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1002 BERRY HILL DR, FRANKFORT, KY 40601-3397

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 E 4TH ST, FRANKFORT, KY 40601-2922

Mortgage

Document Number0000883019
DateSep 2, 2025
Instrument883019
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateNov 17, 2020
Property Address310 E 4TH ST, FRANKFORT, KY 40601-2922
Document Number00D598/326
Book / PageD598 / 326
Instrument DateNov 16, 2020
Instrument513122
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Amount AccuracyTax Sale
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address895 ELKHORN HILLS LN, FRANKFORT, KY 40601-5380

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 E 4TH ST, FRANKFORT, KY 40601-2922

Mortgage

Document Number0000513123
DateNov 17, 2020
Instrument513123
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateAug 20, 2020
Property Address310 E 4TH ST, FRANKFORT, KY 40601-2922
Document Number00D595/683
Book / PageD595 / 683
Instrument DateAug 18, 2020
Instrument509088
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$91.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 PRICE RD APT 106, 106, LEXINGTON, KY 40511-1980

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 ELKHORN HILLS LN, FRANKFORT, KY 40601-5380

Mortgage

Document Number0M1552/263
DateAug 20, 2020
Book PageM1552/263
Instrument509089
Lender
NameFIRST FSB OF KENTUCKY
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueAug 18, 2045

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$623.00 (-5.61%)$185,750 (-) Land $15,000 Building $170,750$185,750 (-) Land $15,000 Building $170,750
2023$660.00 (-4.49%)$185,750 (-)$185,750 (-)
2022$691.00 Homeowner's exemption$185,750$185,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims294 (1978–2025)
Claims Outside the SFHA23 of 294
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims
  • Severe Storms & Flooding, Feb 1989 · 114 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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