Clay County property record for 310 E 1st St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,414 sqft · built 1936 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 963618208007 |
| Primary APN | 963618208007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Basement Area | 938 sqft |
| Unfinished Basement | 938 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 125 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 310 E 1ST ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-5220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 66' OF N 1/2 21 EGLESTON |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 18 |
| Legal Subdivision | EGLESTON ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 80200 |
310 E 1st St is owned and occupied by an individual who acquired it in March 2023.
Source: Clay County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 310 E 1ST ST, SPENCER, IA 51301-5220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2023 |
| Transfer Doc | 002023/456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Mar 23, 2023 |
| Property Address | 310 E 1ST ST, SPENCER, IA 51301-5220 |
| Document Number | 002023/456 |
| Book / Page | 2023 / 456 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023 456 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 E 1ST ST, SPENCER, IA 51301-5220 |
The 2025 property tax bill for 310 E 1st St was $2,200 with a homeowner's exemption, down 2.7% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,200.00 (-2.65%) Homeowner's exemption | $169,170 Land $22,410 Building $146,760 | $169,170 Land $22,410 Building $146,760 |
| 2024 | $2,260.00 | ||
| 2023 | $165,120 (+20.61%) Land $17,290 Building $147,830 | $165,120 Land $17,290 Building $147,830 | |
| 2022 | $2,256.00 Homeowner's exemption | $136,900 Land $17,290 Building $119,610 | |
| 2021 | $136,900 Land $17,290 Building $119,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 E 1st St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 310 E 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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