310 Cohay Rd, Raleigh, MS 39153 Property Records

Smith County property record for 310 Cohay Rd, Raleigh, MS 39153

Property Summary

Property TypeVacant Land
Details1 ba · 2,398 sqft · built 1950
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$207 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Aug 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN061I-12-000-003

Property Details

APN / Parcel Number

Primary APN061I-12-000-003
Alternative APNs
  • 009478
  • 9478

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,398 sqft Adjusted Area
1st Floor Area2,366 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialCombination
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number9478
Street Address310 COHAY RD
CityRALEIGH
StateMS
Zip39153-6021
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal Description1 AC IN NE NE
Legal Range07E
Legal Township02N
Legal Section12
JurisdictionSMITH MS
Township / Civil Division5
Census Block Group1
Census Block1015
Census Tract950202

Owner

Source: Smith County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 HICKORY ST, RALEIGH, MS 39153-6022
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY BANK OF MISSISSIPPI
Aug 29, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES BANK
Oct 21, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 26, 2025
Transfer Doc0000000678
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH MS
Recording DateJul 2, 2026
Property Address310 COHAY RD, RALEIGH, MS 39153-6021
Document Number0000001548
Book / Page714 / 1122
Instrument DateJun 23, 2026
Instrument20261548
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 HICKORY ST, RALEIGH, MS 39153-6022

Mortgage

Document Number0000001548,
DateJul 2, 2026
Book Page714/1122
Instrument20261548
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 18, 2027
Interest
Rate6.53%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH MS
Property Address310 COHAY RD, RALEIGH, MS 39153-6021
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00685/1219
DateAug 29, 2023
Book Page685/1219
Instrument202302195
Lender
NamePEOPLES BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueSep 1, 2024

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITH MS
Recording DateOct 21, 2019
Property Address310 COHAY RD, RALEIGH, MS 39153-6021
Document Number000648/156
Book / Page648 / 156
Instrument DateOct 21, 2019
Instrument201902960
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Smith County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateMississippi
CountySmith County
MunicipalityRaleigh Town
Unified School DistrictSmith County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207.00$1,500 (-)$10,000 (-) Land $10,000
2024$207.00 (+2.48%)
2023$202.00 (+2.54%)$1,500$10,000 Land $10,000
2022$197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 1,901 people · EPA ID MS0650008
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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