310 Coconut Palm Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 310 Coconut Palm Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,318 sqft · built 1992
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jul 2014)
Tax Bill	$75,442 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-39-13-00002-0000-00014.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-13-00002-0000-00014.0`
Alternative APN	`44345`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,318 sqft Living Area
Gross Area	5,302 sqft
1st Floor Area	4,318 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	222 ft deep x 141 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	984 sqft
Driveway	Concrete Driveway
Driveway Area	3,360 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	419 sqft
Deck Area	314 sqft
Patio Area	1,338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 COCONUT PALM RD
City	VERO BEACH
State	FL
Zip	32963-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JOHNS ISLAND PLAT 34 LOT 14 PBI 11-80
Legal Range	39E
Legal Township	32S
Legal Section	13
Legal Subdivision	JOHNS ISLAND PLAT 34
Legal Lot Number	14
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1009
Census Tract	50507

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 COCONUT PALM RD, INDIAN RIVER SHORES, FL 32963-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage MARINE BANK & TRUST COMPANY
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2014 · Amount on Record
Deed Sale	Jul 3, 2014 · Amount on Record
Prior Sale	May 2, 2005 · Amount on Record
Deed Document Number	20143120140038788
Deed Book / Page	2770 / 2435
Prior Transfer Date	Jun 24, 2014
Prior Transfer Doc	0027702438
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	310 COCONUT PALM RD, VERO BEACH, FL 32963-3735
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031210870
Date	Jun 1, 2018
Book Page	3121/0870
Instrument	3120180033566

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	310 COCONUT PALM RD, VERO BEACH, FL 32963-3735
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 COCONUT PALM RD, INDIAN RIVER SHORES, FL 32963-3735

Mortgage

Document Number	0034282123
Date	Jun 2, 2021
Book Page	3428/2123
Instrument	3120210039924

Lender

Name	MARINE BANK & TRUST CO
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75,442.00 (+53.29%) Homeowner's exemption	$6,386,351 (+29.55%) Land $4,180,665 Building $2,205,686	$6,386,351 (+29.55%) Land $4,180,665 Building $2,205,686
2023	$49,216.00 (+20.83%)	$4,929,565 (+31.88%) Land $2,743,561 Building $2,186,004	$4,929,565 (+31.88%) Land $2,743,561 Building $2,186,004
2022	$40,730.00	$3,737,810 Land $2,038,074 Building $1,699,736	$3,737,810 Land $2,038,074 Building $1,699,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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