310 Co Rd 92, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 310 Co Rd 92, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,920 sqft · built 2007
Lot Size	5.76 acres (250,906 sqft)
Owner	Individual Name on Record
Last Sale	$188,500 (Apr 2026)
Tax Bill	$799 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-27-0-000-043.017`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-27-0-000-043.017`
Alternative APNs	`ALT APN:1008270000043017` `7461`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,280 sqft
Upper Floors Area	640 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	250,906 sqft (5.76 acres)
Deck Area	16 sqft

Location & Zoning

Account Number	7461
Street Address	310 COUNTY ROAD 92
City	CEDAR BLUFF
State	AL
Zip	35959-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17, CORNWALL ESTATES, PB 11/79
Legal Range	10E
Legal Township	09S
Legal Section	27
Legal Subdivision	CORNWALL
Legal Lot Number	17
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2010
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 VALLEY DR, C, CEDARTOWN, GA 30125-7740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Deed Document Number	2026243415
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	0000243415
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 22, 2026
Property Address	310 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2277
Document Number	0000243415
Instrument Date	Nov 24, 2025
Instrument	2026.243415
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,038.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 VALLEY DR, CEDARTOWN, GA 30125-7739

Mortgage

Document Number	0000243415,
Date	Apr 22, 2026
Instrument	2026.243415

Lender

Name	FORT MCCLELLAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$799.00 (+7.39%)
2025	$744.00 Homeowner's exemption	$16,960 (-) Land $2,400 Building $14,560	$169,400 (-) Land $23,900 Building $145,500
2024	$744.00 Additional exemption filed	$16,960 (-) Land $2,400 Building $14,560	$169,400 (-) Land $23,900 Building $145,500
2023	$744.00 Homeowner's exemption	$16,960 (-)	$169,400 (-) Land $23,900 Building $145,500
2022	$744.00 Homeowner's exemption	$16,960 Land $2,400 Building $14,560	$169,400 Land $23,900 Building $145,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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