310 Cherry St, Chillicothe, OH 45601 Property Records

Ross County property record for 310 Cherry St, Chillicothe, OH 45601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft · built 1989
Lot Size0.114 acres (4,948 sqft)
Owner2 Individual Names on File
Last Sale$125 (Feb 2021)
Tax Bill$2,052 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-53-21-022.000

Property Details

APN / Parcel Number

Primary APN30-53-21-022.000
Alternative APN
  • 532102

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
Gross Area1,692 sqft
1st Floor Area992 sqft
Basement Area700 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialFrame Wood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area4,948 sqft (0.114 acres)
Lot Dimensions150 ft deep x 33 ft wide
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Patio Area182 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number532102
Street Address310 CHERRY ST
CityCHILLICOTHE
StateOH
Zip45601-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description310 CHERRY ST RES 1 3 33X150 53-21-22 0211/0198
Legal SubdivisionMCCONNELL & DELANOS ADD
Legal Lot Number1-3
JurisdictionROSS OH
Township / Civil DivisionSCIOTO
Census Block Group3
Census Block3013
Census Tract956100

Owner

310 Cherry St is owned and occupied by two individuals who bought it in February 2021.

Source: Ross County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address310 CHERRY ST, CHILLICOTHE, OH 45601-2302
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Feb 12, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OHIO HOUSING FINANCE AGENCY
Feb 12, 2021Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2021 · Amount on File
Deed SaleFeb 12, 2021 · Amount on File
Deed Document Number20211281
Deed Book / Page547 / 5990
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Recording DateAug 13, 2026
Property Address310 CHERRY ST, CHILLICOTHE, OH 45601-2302
Document Number0000005677
Book / Page593 / 4935
Instrument DateJul 6, 2026
Instrument20265677
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 CHERRY ST, CHILLICOTHE, OH 45601-2302
InvestorPossibly a Property Investor

Mortgage

Document Number0000005677,
DateAug 13, 2026
Book Page593/4935
Instrument20265677
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term295 Months
DueMar 1, 2051
Interest
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address310 CHERRY ST, CHILLICOTHE, OH 45601-2302
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005480016
DateFeb 12, 2021
Book Page548/16
Instrument202100001283
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressCHILLICOTHE, OH 45601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSS OH
Recording DateFeb 12, 2021
Property Address310 CHERRY ST, CHILLICOTHE, OH 45601-2302
Document Number0005475990
Book / Page547 / 5990
Instrument DateFeb 11, 2021
Instrument202100001281
Transaction TypeTransfer
Record UpdatedJul 16, 2021
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address310 CHERRY ST, CHILLICOTHE, OH 45601-2302

Mortgage

Document Number202100001282
DateFeb 12, 2021
Instrument202100001282
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 310 Cherry St was $2,052, up 158.8% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionScioto Township
MunicipalityChillicothe City
Unified School DistrictChillicothe City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,052.00 (+158.76%)$56,860 (+185.59%) Land $5,430 Building $51,430$162,460 (+185.62%) Land $15,520 Building $146,940
2024$793.00 (-1.61%) Homeowner's exemption$19,910 (-) Land $4,940 Building $14,970$56,880 Land $14,100 Building $42,780
2023$806.00 (-0.12%) Homeowner's exemption$19,910 (-) Land $4,940 Building $14,970
2022$807.00 Homeowner's exemption$19,910 Land $4,940 Building $14,970$56,880 Land $14,100 Building $42,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE CITY PWS
serves 21,725 people · EPA ID OH7100112
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Glo Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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