310 Century Way, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 310 Century Way, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1994
Lot Size	0.368 acres (16,050 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Feb 2006)
Tax Bill	$5,939 (2026)
Deeds & Mortgages	Jan 2021 Refinance Aug 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`M:J-36 B:0014 L:0019`

Property Details

APN / Parcel Number

Primary APN	`M:J-36 B:0014 L:0019`
Alternative APN	`GARD M:H37 B:25 L:19`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	3,332 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,050 sqft (0.368 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	310 CENTURY WAY
City	GARDNER
State	MA
Zip	01440-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	25
Legal Lot Number	19
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1018
Census Tract	707400

Owner

310 Century Way is owned and occupied by an individual who bought it in February 2006.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	310 CENTURY WAY, GARDNER, MA 01440-1269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MTG SVCS
Feb 1, 2017	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2006 · Amount on File
Deed Sale	Feb 27, 2006 · Amount on File
Prior Sale	Feb 14, 1997 · Amount on File
Deed Document Number	200627679
Deed Book / Page	38457 / 31
Transfer Doc	56690-267
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	310 CENTURY WAY, GARDNER, MA 01440-1269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64248-28
Date	Jan 19, 2021
Book Page	64248/28
Instrument	7415

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	310 CENTURY WAY, GARDNER, MA 01440-1269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59324-334
Date	Aug 29, 2018
Book Page	59324/334
Instrument	90775

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 1, 2017
Property Address	310 CENTURY WAY, GARDNER, MA 01440-1269
Document Number	56690-267
Book / Page	56690 / 267
Instrument	11711
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$42.97
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56690-269
Date	Feb 1, 2017
Book Page	56690/269
Instrument	11712

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 310 Century Way was $5,939, up 9,966.1% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,939.00 (+9,966.1%)	$431,300 (+4.94%) Land $87,400 Building $343,900	$437,675 (+10.19%)
2025	$59.00 (-98.97%)	$411,000 (+7.87%) Land $79,400 Building $331,600	$397,195
2024	$5,711.00 (+1.04%)	$381,000 (+8.73%) Land $72,200 Building $308,800
2023	$5,652.00	$350,400 Land $71,200 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Century Way in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Century Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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