McDonough County property record for 310 Cathy St, Colchester, IL 62326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,008 sqft · built 1977 |
| Lot Size | 0.13 acres (5,773 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Oct 2026) |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| APN | 05-001-061-00 |
| Primary APN | 05-001-061-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 5,773 sqft (0.13 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 310 CATHY ST |
|---|---|
| City | COLCHESTER |
| State | IL |
| Zip | 62326-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 EASTERN GROVE ADD |
| Legal Subdivision | EASTERN GROVE ADD |
| Legal Lot Number | 23 |
| Jurisdiction | MCDONOUGH IL |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11100 |
310 Cathy St is owned and occupied by two individuals who bought it in October 2026.
Source: McDonough County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 CATHY ST, COLCHESTER, IL 62326-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO NA |
| Jan 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2026 · Amount on File |
| Deed Sale | Oct 7, 2026 · Amount on File |
| Prior Sale | Jan 5, 2024 · Amount on File |
| Deed Document Number | 20262879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Oct 7, 2026 |
| Property Address | 310 CATHY ST, COLCHESTER, IL 62326-1149 |
| Document Number | 0000002879 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 20262879 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,120.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 310 CATHY ST, COLCHESTER, IL 62326-1149 |
| Document Number | 0020102880, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20262880 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Property Address | 310 CATHY ST, COLCHESTER, IL 62326-1149 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020213413 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-3413 |
| Name | FIRST BANKERS TRUST CO NA |
|---|---|
| Type | Bank |
| Address | QUINCY, IL 62301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDONOUGH IL |
| Recording Date | Jan 5, 2024 |
| Property Address | 310 CATHY ST, COLCHESTER, IL 62326-1149 |
| Document Number | 0020240046 |
| Instrument Date | Jan 2, 2024 |
| Instrument | 2024-0046 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9025 N 900TH RD, MACOMB, IL 61455-7939 |
| Name | Verified Name |
|---|---|
| Address | 310 CATHY ST, COLCHESTER, IL 62326-1149 |
| Document Number | 0020240047 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 2024-0047 |
| Name | FARMERS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 310 Cathy St was $2,189 with a homeowner's exemption, up 9.2% from the year before.
Source: McDonough County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McDonough County |
| County Subdivision | Colchester Township |
| Municipality | Colchester City |
| Unified School District | West Prairie Community Unit School District 103 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,189.00 (+9.18%) Homeowner's exemption | $27,493 (+7.14%) Land $2,241 Building $25,252 | $82,479 (+7.14%) Land $6,723 Building $75,756 |
| 2024 | $2,005.00 (+6.42%) Homeowner's exemption | $25,661 (+5.69%) Land $2,092 Building $23,569 | $76,983 (+5.69%) Land $6,276 Building $70,707 |
| 2023 | $1,884.00 (+6.08%) Homeowner's exemption | $24,279 (+5.15%) Land $1,979 Building $22,300 | $72,837 (+5.15%) Land $5,937 Building $66,900 |
| 2022 | $1,776.00 | $23,090 Land $1,882 Building $21,208 | $69,270 Land $5,646 Building $63,624 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 310 Cathy St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 310 Cathy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLCHESTER serves 1,395 people · EPA ID IL1090200 |
|---|---|
| Water Source | Purchased surface water from MACOMB |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| MTC Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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