310 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 310 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 1,928 sqft · built 1998
Lot Size	1.29 acres (56,584 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2017)
Tax Bill	$1,677 (2020)
Deeds & Mortgages	Oct 2020 Refinance Dec 2025 Second Mortgage + 6 more
APN	`0850000000140`

Property Details

APN / Parcel Number

Primary APN	`0850000000140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Total Area
1st Floor Area	1,310 sqft
Attic	Attic
Attic Area	384 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,584 sqft (1.29 acres)
Lot Width	216 ft Width
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	384 sqft
Patio Area	250 sqft
Shed	1 Shed
Shed Area	384 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	310 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2335
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A1: AGRICU
Legal Description	DOUGLAS FARM 1.299AC
Legal Subdivision	WHOLE MAP 085/SIR RALEIGH ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	21009

Owner

310 Benefit Rd is owned by two individuals who bought it in September 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Dec 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK FA
Mar 8, 2007	Deed of Trust, Mortgage · Line of Credit WASHINGTON MUTUAL BANK
Jul 26, 2007	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Mar 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK
Mar 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK
Sep 13, 2017	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	201725311
Deed Book / Page	9833 / 430
Prior Transfer Date	Sep 1, 2016
Prior Transfer Doc	9694/1272
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10229/1031
Date	Oct 1, 2020
Book Page	10229/1031
Instrument	200035891

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335

Mortgage

Document Number	10923/1825
Date	Dec 9, 2025
Book Page	10923/1825
Instrument	250028624

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006601/145
Date	Jun 22, 2006
Book Page	6601/145

Lender

Name	WASHINGTON MUTUAL BANK FA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.88%

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006984/694
Date	Mar 8, 2007
Book Page	6984/694

Lender

Name	WASHINGTON MUTUAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 20, 2037

Interest

Rate Type	Adjustable Rate

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007167/591
Date	Jul 26, 2007
Book Page	7167/591

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate
Rate	7.13%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09997/1242
Date	Mar 27, 2019
Book Page	9997/1242
Instrument	190006822

Lender

Name	DOLLAR BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9997/1242
Date	Mar 27, 2019
Book Page	9997/1242
Instrument	190006822

Lender

Name	DOLLAR BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 13, 2017
Property Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335
Document Number	9833/430
Book / Page	9833 / 430
Instrument Date	Sep 12, 2017
Instrument	170025311
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BENEFIT RD, CHESAPEAKE, VA 23322-2335

Mortgage

Document Number	170025312
Date	Sep 13, 2017
Instrument	170025312

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,000 Land $190,700 Building $481,300	$672,000 Land $190,700 Building $481,300
2023		$444,600 Land $120,400 Building $324,200	$444,600 Land $120,400 Building $324,200
2020	$1,677.00 (-48.5%)
2019	$3,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 310 Benefit Rd; there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Benefit Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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