310 Ayer Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 310 Ayer Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,320 sqft · built 1865
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on File
Last Sale	$779,000 (Jul 2018)
Tax Bill	$20,057 (2025)
Deeds & Mortgages	May 2025 Mortgage Aug 2022 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:4 B:31`

Property Details

APN / Parcel Number

Primary APN	`HARV M:4 B:31`
Alternative APNs	`M:004.0 P:0031-0000.0` `1250040003100000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,320 sqft Living Area
Gross Area	9,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250040003100000
Street Address	310 AYER RD
City	HARVARD
State	MA
Zip	01451-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	31
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1008
Census Tract	761402

Owner

310 Ayer Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	310 AYER RD, HARVARD, MA 01451-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 14, 2018	Deed of Trust, Mortgage DIGITAL FCU
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Nov 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 12, 2018	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Deed Book / Page	59087 / 319
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072035-352
Date	May 28, 2025
Book Page	72035/352
Instrument	41918

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068103-152
Date	Aug 22, 2022
Book Page	68103/152
Instrument	92371

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58541-135
Date	Mar 14, 2018
Book Page	58541/135
Instrument	23881

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60058-324
Date	Feb 19, 2019
Book Page	60058/324
Instrument	14796

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61062-129
Date	Sep 17, 2019
Book Page	61062/129
Instrument	95475

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Document Number	59698-10
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 AYER RD HARVARD MA 014511109, HARVARD, MA 01451-1109

Mortgage

Document Number	59698-10
Date	Nov 16, 2018
Book Page	059698/000010
Instrument	121882

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jul 12, 2018
Property Address	310 AYER RD, HARVARD, MA 01451-1109
Document Number	59087-319
Book / Page	59087 / 319
Instrument	70481
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 AYER RD, HARVARD, MA 01451-1109

Mortgage

Document Number	590870323
Date	Jul 12, 2018
Instrument	59087/0323

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 310 Ayer Rd was $20,057, up 7.9% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,057.00 (+7.93%)	$1,281,600 (+2.76%) Land $255,700 Building $1,025,900
2024	$18,583.00 (+5.18%)	$1,247,200 (+17.25%) Land $255,700 Building $991,500	$1,136,295
2023	$17,668.00	$1,063,700 Land $246,200 Building $817,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Ayer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Ayer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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