Kenton County property record for 310 Adela Ave, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,563 sqft · built 1880 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,085 (Sep 2024) |
| Tax Bill | $4,074 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-34-01-023.00 |
| Primary APN | 026-34-01-023.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,563 sqft Finished Area |
| Gross Area | 2,618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 310 ADELA AVE |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW 2ND PART LOT 180 |
| Legal Subdivision | LUDLOW EST 2ND PARTITION |
| Legal Lot Number | 180 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 66900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 310 ADELA AVE, LUDLOW, KY 41016-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage CITIZENS FSLA |
| Sep 17, 2024 | Warranty Deed, Transfer UNKNOWN, NORTHWEST TTL FAM OF COMPANI |
| Oct 29, 2019 | Warranty Deed, Transfer HOME SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Oct 29, 2019 · Amount on Record |
| Deed Document Number | 202471 |
| Deed Book / Page | 305 / 346 |
| Prior Transfer Date | Oct 8, 2004 |
| Prior Transfer Doc | 1228059004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 310 ADELA AVE, LUDLOW, KY 41016-1423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900218 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 376/761 |
| Instrument | 22060305900218 |
| Name | CITIZENS FSLA |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 17, 2024 |
| Property Address | 310 ADELA AVE, LUDLOW, KY 41016-1423 |
| Document Number | 0005900071 |
| Book / Page | KC 305 / 346 |
| Instrument Date | Sep 13, 2024 |
| Instrument | 24091705900071 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | UNKNOWN, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, LUDLOW, KY 41016-1440 |
| Name | Verified Name |
|---|---|
| Address | 310 ADELA AVE, LUDLOW, KY 41016-1423 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2019 |
| Property Address | 310 ADELA AVE, LUDLOW, KY 41016-1423 |
| Document Number | 0000000199 |
| Book / Page | 0C6790 / 000015 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 199 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 KENNER ST LUDLOW KY 410161453, LUDLOW, KY 41016-1453 |
| Document Number | 200 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 0C6790/000019 |
| Instrument | 200 |
| Name | HOME SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | LUDLOW, KY 41016 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,000 (-) Land $15,000 Building $297,000 | $312,000 (-) Land $15,000 Building $297,000 | |
| 2025 | $4,074.00 (+126.21%) | $312,000 (+122.86%) Land $10,000 Building $302,000 | $312,000 (+122.86%) Land $10,000 Building $302,000 |
| 2023 | $1,801.00 | $140,000 Land $10,000 Building $130,000 | $140,000 Land $10,000 Building $130,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 26 (1978–2025) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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