310 5th St NE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 310 5th St NE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1985
Lot Size	1.13 acres (49,256 sqft)
Owner	2 Individual Names on File
Last Sale	$291,700 (Feb 2026)
Tax Bill	$3,708 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-441-0040`

Property Details

APN / Parcel Number

Primary APN	`21-441-0040`

Interior

Building Area	1,288 sqft Living Area
Basement Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	49,256 sqft (1.13 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	288 sqft

Location & Zoning

Street Address	310 5TH ST NE
City	MILACA
State	MN
Zip	56353-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 5 BLK 1 & LOT 3 BLK 1, EX W 52 FT & S 78 FT OF W 242 FT OF OUTLOT E MILACA
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	JOHNSON-LUNN ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2015
Census Tract	170500

Owner

310 5th St NE is owned and occupied by two individuals who bought it in February 2026.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 5TH ST NE, MILACA, MN 56353-4550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Jun 8, 2012 · Amount on File
Deed Document Number	2026449971
Prior Transfer Date	Mar 3, 2006
Prior Transfer Doc	330676
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 6, 2026
Property Address	310 5TH ST NE, MILACA, MN 56353-4550
Document Number	000A449971
Instrument Date	Jan 21, 2026
Instrument	A449971
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.61
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	310 5TH ST NE, MILACA, MN 56353-4550

Mortgage

Document Number	000A449972
Date	Feb 6, 2026
Instrument	A449972

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 310 5th St NE was $3,708, up 9.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,708.00 (+9.7%)	$295,300 (+2.46%) Land $36,000 Building $259,300	$295,300 (+2.46%) Land $36,000 Building $259,300
2025	$3,380.00 Homeowner's exemption	$288,200 Land $32,000 Building $256,200	$288,200 Land $32,000 Building $256,200
2023	$3,202.00	$246,500 Land $28,000 Building $218,500	$246,500 Land $28,000 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 5th St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 5th St NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20