310 3rd St, Cloquet, MN 55720 Property Records

Carlton County property record for 310 3rd St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.206 acres (8,998 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2026)
Tax Bill	$3,024 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-420-0580`

Property Details

APN / Parcel Number

Primary APN	`06-420-0580`
Alternative APN	`4764`

Exterior

Lot Area	8,998 sqft (0.206 acres)

Location & Zoning

Account Number	4764
Street Address	310 3RD ST
City	CLOQUET
State	MN
Zip	55720-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF CLOQUET WOODLAWN ADDITION
Legal Subdivision	WOODLAWN ADDITION
Legal Block	B
Legal Lot Number	6
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	5
Census Block	5029
Census Tract	70100

Owner

310 3rd St is owned and occupied by an individual who bought it in March 2026.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	310 3RD ST, CLOQUET, MN 55720-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jul 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Aug 1, 2025 · Amount on File
Deed Document Number	2026525987
Prior Transfer Date	Aug 10, 2007
Prior Transfer Doc	0000411867
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	310 3RD ST, CLOQUET, MN 55720-2010
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000522869
Date	Aug 22, 2025
Instrument	A000522869

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Mar 24, 2026
Property Address	310 3RD ST, CLOQUET, MN 55720-2010
Document Number	A000525987
Instrument Date	Mar 17, 2026
Instrument	A000525987
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 3RD ST, CLOQUET, MN 55720-2010

Mortgage

Document Number	A000525988
Date	Mar 24, 2026
Instrument	A000525988

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 23, 2019
Property Address	310 3RD ST, CLOQUET, MN 55720-2010
Document Number	A000486892
Instrument Date	Jul 3, 2019
Instrument	A000486892
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 3RD ST, CLOQUET, MN 55720-2010

Tax Assessment & Valuation

The 2026 property tax bill for 310 3rd St was $3,024 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,024.00 Homeowner's exemption
2025		$202,000 (+4.39%) Land $22,000 Building $180,000	$202,000 (+4.39%) Land $22,000 Building $180,000
2024	$2,842.00 Homeowner's exemption	$193,500 (+3.98%) Land $22,000 Building $171,500	$193,500 (+3.98%) Land $22,000 Building $171,500
2023	$2,842.00 Homeowner's exemption	$186,100 (-) Land $22,000 Building $164,100	$186,100 (-) Land $22,000 Building $164,100
2022		$186,100 Land $22,000 Building $164,100	$186,100 Land $22,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures