310 3rd Beach Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 310 3rd Beach Rd, Middletown, RI 02842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1982
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Jan 2024)
Tax Bill	$9,245 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202400039`

Property Details

APN / Parcel Number

Primary APN	`202400039`
Alternative APNs	`MIDD M:0125 B:00 L:901` `201300299`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	202400039
Street Address	310 3RD BEACH RD
City	MIDDLETOWN
State	RI
Zip	02842-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	901
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1030
Census Tract	40400

Owner

Source: Middletown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 3RD BEACH RD, MIDDLETOWN, RI 02842-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Jan 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Mar 24, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Nov 27, 2012
Deed Document Number	202472
Deed Book / Page	1820 / 199
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	1706-311
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	310 3RD BEACH RD, MIDDLETOWN, RI 02842-5737
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001707-1
Date	Mar 24, 2021
Book Page	1707/1
Instrument	1080

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jan 16, 2024
Property Address	310 3RD BEACH RD, MIDDLETOWN, RI 02842-5737
Document Number	001820-199
Book / Page	1820 / 199
Instrument Date	Jan 16, 2024
Instrument	72
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	243 WEST ST, NORTHBOROUGH, MA 01532-1222

Mortgage

Document Number	0000000073
Date	Jan 16, 2024
Instrument	73

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Mar 24, 2021
Property Address	310 3RD BEACH RD, MIDDLETOWN, RI 02842-5737
Document Number	001706-311
Book / Page	1706 / 311
Instrument Date	Mar 19, 2021
Instrument	1079
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	310 3RD BEACH RD, MIDDLETOWN, RI 02842-5737

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,245.00 (+37.72%)	$784,100 (+47.06%) Land $487,400 Building $296,700	$1,439,218
2023	$6,713.00 (+4.74%)	$533,200 (-) Land $333,500 Building $199,700
2022	$6,409.00	$533,200 Land $333,500 Building $199,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1991–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35

May also be available: T-Mobile, Verizon.

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