310 29th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 310 29th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.224 acres (9,773 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2025)
Tax Bill	$3,624 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17.02382.00`

Property Details

APN / Parcel Number

Primary APN	`17.02382.00`

Exterior

Architectural Style	Multi-Family
Lot Area	9,773 sqft (0.224 acres)

Location & Zoning

Street Address	310 29TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-001 BLOCK-003
Legal Range	030
Legal Township	036
Legal Section	32
Legal Subdivision	AYERS MILL POND
Legal Block	3
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF ELK RIVER
May 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage RESULTS HOME MORTGAGE LLC
Jul 8, 2020	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Jun 21, 2019	Warranty Deed, Transfer RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2025479349
Prior Transfer Date	Aug 13, 2025
Prior Transfer Doc	0000478864
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000437986
Date	Sep 5, 2019
Instrument	437986

Lender

Name	THE BANK OF ELK RIVER
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2020

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001

Mortgage

Document Number	0000471894
Date	May 24, 2024
Instrument	471894

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 5, 2034

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 12, 2025
Property Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000479349
Instrument Date	Sep 5, 2025
Instrument	479349
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001

Mortgage

Document Number	0000479350
Date	Sep 12, 2025
Instrument	479350

Lender

Name	RESULTS HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 8, 2020
Property Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000444173
Instrument Date	Jun 18, 2020
Instrument	444173
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$758.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 21, 2019
Property Address	310 29TH AVE SE, SAINT CLOUD, MN 56304-5001
Document Number	0000436463
Instrument Date	Jun 17, 2019
Instrument	436463
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 95TH ST NE, OTSEGO, MN 55330-7423
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436464
Date	Jun 21, 2019
Instrument	436464

Lender

Name	RACHEL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jun 16, 2023

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,624.00 (+12.27%) Homeowner's exemption	$254,400 (-) Land $70,000 Building $184,400	$254,400 (-) Land $70,000 Building $184,400
2025	$3,228.00 (-0.37%)	$254,400 (-) Land $45,000 Building $209,400	$254,400 (-) Land $45,000 Building $209,400
2023	$3,240.00	$254,400 Land $45,000 Building $209,400	$254,400 Land $45,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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