310 1/2 E 2nd St, Defiance, OH 43512 Property Records

Defiance County property record for 310 1/2 E 2nd St, Defiance, OH 43512

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 bd · 1 ba · 5,347 sqft · built 2010
Lot Size	0.133 acres (5,807 sqft)
Owner	Company Name on File
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Sep 2007 Line of Credit Jan 2016 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`B014142009100`

Property Details

APN / Parcel Number

Primary APN	`B014142009100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	5,347 sqft Total Area
Gross Area	8,494 sqft
1st Floor Area	3,147 sqft
Flooring	Tile
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Attached - Unfinished
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	310 E 2ND ST
City	DEFIANCE
State	OH
Zip	43512-2263
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	EAST DEFIANCE LOT 84 PT BARBARA'S PAY DAY LOANS
Legal Subdivision	EAST DEFIANCE
Legal Lot Number	84
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2023
Census Tract	958800

Owner

310 1/2 E 2nd St, a commercial property, is owned by a company that acquired it in January 1997.

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	310 E 2ND ST, DEFIANCE, OH 43512-2263
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2007	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Jan 20, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1997
Deed Sale	Jan 1, 1997
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	310 1/2 E 2ND ST, DEFIANCE, OH 43512-2251
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00320/0728
Date	Sep 28, 2007
Book Page	320/0728
Instrument	200700005534

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	310 1/2 E 2ND ST, DEFIANCE, OH 43512-2251
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00393/0498
Date	Jan 20, 2016
Book Page	393/0498
Instrument	201600000249

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Feb 22, 2018
Property Address	310 1/2 E 2ND ST, DEFIANCE, OH 43512-2251
Document Number	00410/0395
Book / Page	410 / 0395
Instrument Date	Feb 21, 2018
Instrument	201800000725
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E 2ND ST, DEFIANCE, OH 43512-2263
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 310 1/2 E 2nd St was $1,980.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00	$41,100 (-) Land $3,330 Building $37,770
2024	$1,980.00 (+0.56%)	$41,100 (-) Land $3,330 Building $37,770	$117,420 (-0.01%) Land $9,510 Building $107,910
2023	$1,969.00 (+36.36%)	$41,100 (+48.43%) Land $3,330 Building $37,770	$117,428 Land $9,514 Building $107,914
2022	$1,444.00	$27,690 Land $3,330 Building $24,360
2020			$79,100 Land $9,500 Building $69,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 1/2 E 2nd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	178 (1978–2015)
Claims Outside the SFHA	1 of 178
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 1/2 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber, RTEC Communications, Verizon.

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